This home is in St. Augustine.

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Active

Active·68 days on market

170 Laterra Links Circle 201

St. Augustine, FL 32092

$474,999$171/sqftEst. $2,422/moMLS# 2145839

Beds

Baths

2,783

Sq Ft

2007

Built

Garage

Pool

About this home

St. Augustine

Experience refined luxury living in the exclusive gated haven of Laterra Links within the prestigious gated King and Bear golf community. This spacious condominium offers an exceptional blend of elegance, comfort, and functionality in one of St. Augustine's most sought-after golf course communities. Arrive in style with your own private in-unit elevator providing seamless access from the oversized 2-car garage to your beautifully appointed residence. Designed with both sophistication and convenience in mind. Pocket doors provide the flexibility to create privacy between the guest area and main living spaces, while additional pocket doors allow the dining room to be closed off from the kitchen for more intimate entertaining. Enjoy breathtaking panoramic views overlooking the 15th hole, where lush fairways and tranquil surroundings create the perfect backdrop for everyday living. Additional features include a large laundry room with shelving and utility sink.

Cost to own

Mortgage calculator

Home Price

$474,999

Down Payment: 20%

$95,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,422

Principal & Interest: $2,422

Property taxes (est.): $632

Insurance (est.): $317

Estimated Total Monthly

$3,371

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,422

Property taxesest. at asking price, St. Johns County$632

HOAbilled quarterly$875

Estimated total, before insurance$3,929/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,368/yr · $364/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$498,000	$287,552	—
2024	$524,000	$278,741	—
2023	$500,340	$269,166	—
2022	$431,000	$259,870	—
2021	$415,000	$250,845	—
2020	$425,000	$246,691	—

2025 property taxes (current owner): $4,368/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Tile — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 18, 2026Listed$474,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,999

Price / Sq Ft$171

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,783

Year Built2007

TypeResidential

Sub-TypeCondominium

StyleSpanish

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address170 Laterra Links Circle 201, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Laterra Links Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number2880011903

ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Off Site, Playground, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewGolf Course, Pond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit

Window FeaturesSkylight(s)

SecurityGated with Guard, Smoke Detector(s)