This home is in St. Augustine — a home near St. Augustine High School.
Sold·Closed Sep 25, 2026·73 days on market·Recent sales in St. Augustine
472 Ridgeway Road
St. Augustine, FL 32080
About this home
St. Augustine
Walk or bike to the beach from this beautifully designed 4-bedroom, 3-bath coastal residence in the highly sought-after Ocean Ridge community of St. Augustine Beach. Built by Riverside Homes in 2020, this thoughtfully designed home offers 2,727 square feet of living space with timeless coastal style and modern comfort. A welcoming front porch leads into an open-concept floor plan featuring soaring vaulted and beamed ceilings, luxury vinyl plank flooring, and abundant natural light throughout. The gourmet kitchen showcases floor-to-ceiling white shaker cabinetry, granite countertops, a herringbone tile backsplash, built-in Bosch appliances, a large center island, and a butler's pantry. The flexible layout includes a private study, first-floor guest suite, spacious owner's retreat, and an upstairs loft opening to a covered balcony. French doors lead to the covered lanai and backyard with room for a future pool beneath beautiful mature live oaks.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,753 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
8th Stabout 0.3 mi · 8 parking spaces
Closest park or preserve
Anastasia State Parkabout 2 mi · 0.7 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 3 mi · Matanzas River
Closest kayak & paddleboard launch
Anastasia State Park Canoe/Kayak/Sailboard Accessabout 2 mi · Salt Run
Closest youth league fields
Eddie Vickers Parkabout 3 mi · Basketball, Football, Lacrosse
Closest grocery store
Publixabout 1 mi · 1033 A1A Beach Blvd, Saint Augustine Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:35 AM, sunset 6:43 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $1,151,000 in January 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,122,672 | $998,359 | — |
| 2024 | $1,071,687 | $969,515 | — |
| 2023 | $989,820 | $939,820 | — |
| 2022 | $886,122 | $768,038 | — |
| 2021 | $698,216 | $698,216 | — |
| 2020 | $210,000 | $210,000 | — |
2025 property taxes (current owner): $16,699/yr
Estimated taxes if purchased at asking price: ~$23,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 25, 2026Closed$1,495,000
- Aug 25, 2026Active Under Contract$1,495,000
- Jun 13, 2026Listed$1,495,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $402/sq ft; this home is listed at $548/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 315 Ridgeway Road, St. Augustine Beach, FL 32080Listed by MAXREV, LLC | Sep 2026 | $1,000,000 | $451 | 4/3 | 2,218 | 75 | 0.1 |
| 120 9th Street, St. Augustine Beach, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC. | Apr 2026 | $1,033,860 | $402 | 4/3.5 | 2,571 | 58 | 0.1 |
| 117 5th Street, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $2,000,000 | $616 | 5/6 | 3,246 | 37 | 0.2 |
| 125 Island Hammock Way, St. Augustine Beach, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $1,025,000 | $329 | 3/2.5 | 3,113 | 111 | 0.3 |
| 972 Saltwater Circle, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Oct 2026 | $599,000 | $260 | 3/2.5 | 2,308 | 81 | 0.5 |
| 45 Lee Drive, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $558,000 | $197 | 4/2.5 | 2,828 | 12 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Sold by: SERVICE REALTY, LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines