This home is in St. Augustine Beach.
Sold·Closed Sep 8, 2026·75 days on market·Recent sales in St. Augustine
315 Ridgeway Road
St. Augustine Beach, FL 32080
About this home
St. Augustine Beach
Welcome to 315 Ridgeway Rd, a stunning, like-new 4-bedroom, 3-bathroom residence in the highly coveted Ocean Ridge community of St. Augustine Beach. Built in 2022 and thoughtfully curated by its current owner, this 2,218 square foot home delivers refined design, artful detail, and effortless coastal living. From the moment you arrive, the home makes an impression. A paver driveway, impeccably landscaped yard, and charming front porch set a welcoming tone. Step inside to a soaring great room with vaulted ceilings and an open floor plan bathed in natural light. A carefully chosen color palette flows seamlessly throughout, a harmonious blend of warm neutrals and coastal tones that feels sophisticated and inviting, tying every room together with understated elegance. The kitchen is a true centerpiece, featuring quartz countertops, white shaker cabinetry, stainless appliances, a gas cooktop
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,667 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
8th Stabout 0.4 mi · 8 parking spaces
Closest park or preserve
Anastasia State Parkabout 2 mi · 0.7 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
Anastasia State Park Canoe/Kayak/Sailboard Accessabout 2 mi · Salt Run
Closest youth league fields
Eddie Vickers Parkabout 3 mi · Basketball, Football, Lacrosse
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $1,200,000 in June 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,071,317 | $1,020,595 | — |
| 2024 | $1,035,881 | $985,881 | — |
| 2023 | $1,035,881 | $969,926 | — |
| 2022 | $319,200 | $231,000 | — |
| 2021 | $210,000 | $210,000 | — |
| 2020 | $210,000 | $210,000 | — |
2025 property taxes (current owner): $17,057/yr
Estimated taxes if purchased at asking price: ~$16,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 9, 2026Closed$1,100,000
- Aug 17, 2026Active Under Contract$1,100,000
- Aug 11, 2026Price change$1,100,000−$50,000
- Aug 9, 2026Active$1,150,000
- Aug 6, 2026Active Under Contract$1,150,000
- Jul 24, 2026Price change$1,150,000−$100,000
- Jun 2, 2026Listed$1,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $412/sq ft; this home is listed at $496/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 472 Ridgeway Road, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,445,000 | $530 | 4/3 | 2,727 | 73 | 0.1 |
| 35 Ocean Court, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $634,500 | $354 | 3/2.5 | 1,792 | 97 | 0.3 |
| 972 Saltwater Circle, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Oct 2026 | $599,000 | $260 | 3/2.5 | 2,308 | 81 | 0.4 |
| 45 Lee Drive, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $558,000 | $197 | 4/2.5 | 2,828 | 12 | 0.5 |
| 3 Geberts Way, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Aug 2026 | $1,000,000 | $412 | 3/3.5 | 2,427 | 7 | 0.5 |
| 2502 Oleander Street, St. Augustine, FL 32080Listed by COLOUR HOMES REALTY | Jul 2026 | $1,010,000 | $422 | 4/3.5 | 2,395 | 91 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: MAXREV, LLC
Sold by: COLDWELL BANKER PREMIER PROPERTIES (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines