This home is in Ponte Vedra Beach.

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Active

Active·93 days on market

4 Ocean Ridge Court

Ponte Vedra Beach, FL 32082

$11,900,000$1601/sqftEst. $63,337/moMLS# 2139967

Beds

Baths

7,431

Sq Ft

1990

Built

Garage

Yes

Pool

About this home

Ponte Vedra Beach

Stunning PRIVATE GATED OCEAN FRONT estate in Ponte Vedra Beach, offering 150 feet of direct frontage and tucked within an exclusive double-gated cul-de-sac of just four homes in the highly sought-after Sawgrass Country Club community of Ocean Ridge.This exceptional home has been masterfully re-envisioned through a complete down-to-the-studs renovation with custom finishes throughout. Every detail has been thoughtfully curated, from ocean views from almost every room to the 1,500-bottle wine cellar, as well as a private garage apartment overlooking the resort-style pool and spa. Interior finishes include vaulted tongue-and-groove ceilings, Castle Combe solid oak oiled wide-plank flooring, and beautifully executed shiplap walls throughout. The chef's kitchen is both functional and stunning, featuring premium Wolf appliances, a Sub-Zero refrigerator, and Calacatta marble countertops. The residence offers five generously sized bedrooms, each with its own ensuite, along with two additional

Cost to own

Mortgage calculator

Home Price

$11,900,000

Down Payment: 20%

$2,380,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$60,486

Principal & Interest: $60,486

Est. Taxes & Insurance: $15,122

Estimated Total Monthly

$75,608

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$63,337

Property taxesest. at asking price, St. Johns County$15,835

HOAbilled quarterly$527

Estimated total, before insurance$79,698/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$8,402,422	$7,711,127	—
2024	$7,784,490	$7,493,099	—
2023	$7,412,101	$7,273,397	—
2022	$7,110,094	$7,060,094	—
2021	$2,973,680	$2,535,883	—
2020	$2,890,273	$2,500,180	—

2025 property taxes (current owner): $106,253/yr

Estimated taxes if purchased at asking price: ~$190,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 14, 2026Listed$11,900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$11,900,000

Price / Sq Ft$1,601

Bedrooms5

Bathrooms6.00

Full Baths5

Half Baths2

Square Footage7,431

Acres1.10 acres

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Waterfall

Is WaterfrontYes

Gated CommunityYes

School Information

HighPonte Vedra

Community Information

Address4 Ocean Ridge Court, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionOcean Ridge

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size47,916 sq ft

Parcel Number0661050040

Amenities

AmenitiesBasketball Court, Beach Access, Gated, Jogging Path, Park, Playground, Security

UtilitiesCable Connected

Water SourcePublic

ParkingAttached, Circular Driveway, Detached Carport, Garage, Garage Door Opener

ViewBeach, Ocean

Waterfront TypeOcean Access, Ocean Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wine Cellar

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral

CoolingCentral Air, Split System

FlooringTile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesDouble Sided

# of Stories2

LaundryIn Unit

Window FeaturesSkylight(s)

Security24 Hour Security, Gated with Guard

Spa FeaturesIn Ground