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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Active

Active·15 days on market

4 Ocean Ridge Court

Ponte Vedra Beach, FL 32082

$10,997,000$1480/sqftEst. $60,913/moMLS# 2139967
↓ $903,000 below original list
5
Beds
6
Baths
7,431
Sq Ft
1990
Built
3
Garage
Yes
Pool
FEMA Zone VEHOA $527/mo1.10 acresWaterfrontSingle Family Residence2 stories

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About this home

Ponte Vedra Beach

Stunning PRIVATE GATED OCEAN FRONT estate in Ponte Vedra Beach, offering 150 feet of direct frontage and tucked within an exclusive double-gated cul-de-sac of just four homes in the highly sought-after Sawgrass Country Club community of Ocean Ridge. Every detail has been thoughtfully curated, from ocean views from almost every room to the 1,500-bottle wine cellar, as well as a private garage apartment overlooking the resort-style pool and spa. Interior finishes include vaulted tongue-and-groove ceilings, Castle Combe solid oak oiled wide-plank flooring, and beautifully executed shiplap walls throughout. The chef's kitchen is both functional and stunning, featuring premium Wolf appliances, a Sub-Zero refrigerator, and Calacatta marble countertops. The residence offers five generously sized bedrooms, each with its own ensuite, along with two additional

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$60,913
Property taxesest. at asking price, St. Johns County$14,633
HOAbilled quarterly$527
Estimated total, before insurance$76,073/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$106,253/yr · $8,854/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$10,997,000
$2,199,400
Loan Term
Monthly Payment
$60,913
Principal & Interest: $60,913
Property taxes (est.): $14,633
Insurance (est.): $7,331
Estimated Total Monthly
$82,877
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$8,402,422$7,711,127—
2024$7,784,490$7,493,099—
2023$7,412,101$7,273,397—
2022$7,110,094$7,060,094—
2021$2,973,680$2,535,883—
2020$2,890,273$2,500,180—

2025 property taxes (current owner): $106,253/yr

Estimated taxes if purchased at asking price: ~$175,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 6, 2026Price change$10,997,000−$903,000
  • Apr 14, 2026Listed$11,900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,392/sq ft; this home is listed at $1,480/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3211 Old Barn Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$2,300,000$4036/75,702860.6
993 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$16,500,000$2,7794/5.55,9381341
1039 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BERRY & CO. REAL ESTATEJul 2026$22,200,000$2,5465/7.58,720101.3
692 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVSep 2025$5,295,000$7485/67,079421.4
1062 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$3,920,000$7036/4.55,575321.5
1117 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$11,800,000$1,3925/68,47452.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$10,997,000
Price / Sq Ft$1,480
Bedrooms5
Bathrooms6.00
Full Baths5
Half Baths2
Square Footage7,431
Acres1.10 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Waterfall
Is WaterfrontYes
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address4 Ocean Ridge Court, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionOcean Ridge
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size47,916 sq ft
Parcel Number0661050040

Amenities

AmenitiesBasketball Court, Beach Access, Gated, Jogging Path, Park, Playground, Security
Community FeaturesGated
UtilitiesCable Connected
Water SourcePublic
ParkingAttached, Circular Driveway, Detached Carport, Garage, Garage Door Opener
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wine Cellar
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air, Split System
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesDouble Sided
# of Stories2
LaundryIn Unit
Window FeaturesSkylight(s)
Security24 Hour Security, Gated with Guard
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen, Outdoor Shower
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Front Porch, Porch, Rear Porch
Other StructuresGuest House, Outdoor Kitchen

Additional Information

Date ListedSeptember 30, 2026
Days on Market176
HOA Fees$1,580 / Quarterly
HOA FrequencyQuarterly
Tax Amount$106,253.45
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines