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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a pool home in St. Johns County.

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Active

Active·3 days on market

45 Lee Drive

St. Augustine, FL 32080

$699,999$248/sqftEst. $3,602/moMLS# 2160191
4
Beds
2
Baths
2,828
Sq Ft
1985
Built
2
Garage
Yes
Pool

About this home

St. Augustine

LOCATION, SPACE & POTENTIAL! Just minutes from the beach, 45 Lee Drive offers an incredible opportunity to create the home you've been dreaming of in a highly desirable St. Augustine location. This spacious 4-bedroom, 3.5-bath home offers room to grow, plenty of flexibility, and features that are hard to recreate--most notably a screened-in inground pool and a fantastic location close to the coast. Inside, the home offers a generous floor plan with skylights in both the living room and primary bathroom, bringing in beautiful natural light and adding character to the space. With multiple bedrooms and bathrooms, there is plenty of room for family, guests, a home office, or whatever your lifestyle requires. This home is ready for someone with vision to bring it back to life and make it truly their own. Whether you're looking to create your forever home, invest in a property with potential, or take on a renovation project in an amazing location, the possibilities here are endless. The

Cost to own

Mortgage calculator

$699,999
$140,000
Loan Term
Monthly Payment
$3,602
Principal & Interest: $3,602
Property taxes (est.): $932
Insurance (est.): $467
Estimated Total Monthly
$5,001
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,602
Property taxesest. at asking price, St. Johns County$931
Estimated total, before insurance$4,534/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,617 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 14, 2026Listed$699,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$699,999
Price / Sq Ft$248
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,828
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address45 Lee Drive, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionOcean Walk
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1631430215

Amenities

UtilitiesCable Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Patio / PorchScreened
RoofShingle
ConstructionBrick

Additional Information

Date ListedAugust 14, 2026
Days on Market3
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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