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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a pool home in St. Johns County.

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Active·Listed today

117 5th Street

St. Augustine, FL 32080

$2,070,000$638/sqftEst. $10,642/moMLS# 2162633
5
Beds
6
Baths
3,246
Sq Ft
2024
Built
2
Garage
Yes
Pool

About this home

St. Augustine

Looking for the Perfect Beach Vacation home? This one comes Designer Finished with everything you need to take over a successful Vacation Rental. This home is 2 years New with a Pool, Elevator, Garage already finished as a game room for guest! This floor plan has space for everyone. All 5 Bedrooms have their own En Suite bathroom. The Kitchen has upgraded Kitchen Aid appliances including an under counter ice maker, gas range, dishwasher, microwave, wine refrigerators and custom range hood. Entire home has wood oak flooring, Upgraded lighting, Smooth walls, Exquisite tile work, double washer and dryers, Coffee Bar. Very well thought out and comes with all Furniture and Decor pictured as well as bookings into 2027. This home would qualify for a DSCR loan based on revenue. Showings are scheduled between guest bookings.

Cost to own

Mortgage calculator

$2,070,000
$414,000
Loan Term
Monthly Payment
$10,642
Principal & Interest: $10,642
Property taxes (est.): $2,755
Insurance (est.): $1,380
Estimated Total Monthly
$14,776
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$10,642
Property taxesest. at asking price, St. Johns County$2,754
Estimated total, before insurance$13,396/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$24,435/yr · $2,036/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $24,435/yr

Estimated taxes if purchased at asking price: ~$33,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 30, 2026Listed$2,070,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,070,000
Price / Sq Ft$638
Bedrooms5
Bathrooms6.00
Full Baths6
Square Footage3,246
Acres0.12 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat
Is WaterfrontNo
Direction FacesNorth

Community Information

Address117 5th Street, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionChatauqua Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size5,227.2 sq ft
Parcel Number1692400000
ZoningCommercial

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected, Propane
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesCeiling Fan(s), Elevator, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringWood
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Lower Level

Exterior

Patio / PorchCovered, Deck, Rear Porch
FencingBack Yard
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 31, 2026
Days on Market0
Tax Amount$24,434.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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