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This home is in Sail Cove Town Center, Jacksonville.

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Active·16 days on market·Sail Cove Town Center

10000 Gate Parkway 726

Jacksonville, FL 32246

$228,000$170/sqftEst. $1,214/moMLS# 2130130
3
Beds
2
Baths
1,340
Sq Ft
1996
Built
Garage
No
Pool

About this home

Sail Cove Town Center

Modern Living at Sail Cove! This stunning, fully renovated 3-bedroom, 2-bathroom condo offers the perfect blend of style and peace of mind. The interior features durable, contemporary LVP flooring throughout—no carpet in sight! The heart of the home is a sleek, updated kitchen boasting Quartz countertops, refreshed cabinetry, and a full suite of stainless steel appliances. Both bathrooms have been fully upgraded with modern finishes, including a luxurious master ensuite featuring a walk-in shower with a rainfall spout.

Cost to own

Mortgage calculator

$228,000
$45,600
Loan Term
Monthly Payment
$1,159
Principal & Interest: $1,159
Est. Taxes & Insurance: $290
Estimated Total Monthly
$1,449
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,214
Property taxesest. at asking price, Duval County$372
HOAbilled monthly$552
Estimated total, before insurance$2,138/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$207,500$64,164 $14,500
2024$222,000$61,649
2023$222,000$58,398
2022$183,000$55,241
2021$132,000$52,176
2020$131,500$50,766

2025 property taxes (current owner): $1,322/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 1, 2026Listed$228,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$228,000
Price / Sq Ft$170
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,340
Total Structure Area1,340 sq ft
Year Built1996
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWindy Hill
MiddleTwin Lakes Academy
HighEnglewood

Community Information

Address10000 Gate Parkway 726, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSail Cove Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Dimensions0
Parcel Number1677255178
ZoningPUD

Amenities

UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Varies by Unit

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne, Two
LaundryElectric Dryer Hookup
SecurityFire Alarm, Firewall(s), Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Courtyard
Lot DescriptionFew Trees
ConstructionFrame
Road FrontageCity Street

Additional Information

Date ListedJuly 1, 2026
Days on Market138
HOA Fees$551.76 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Trash
Tax Amount$1,322.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sail Cove Town Center

Sail Cove Town Center is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sail Cove Town Center homes for sale →

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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