This home is in Rivertown Cove, St. Johns — a new construction home in St. Johns County.
Pending·148 days on market·Rivertown Cove
189 Saddlebunch Court
St. Johns, FL 32259
27 more homes for sale in Rivertown Cove →Search Rivertown Cove on the map
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About this home
Rivertown Cove
Lot 84 - The Wren's welcoming hallway leads into an open living area designed for connection and comfort. The island kitchen blends seamlessly with the dining room and Great Room, brightened by natural light from the covered lanai. The owner's suite sits privately at the back of the home. A first-floor bedroom features its own bath with a shower and a walk-in closet. A dedicated study replaces the flex room for focused work. Upstairs, a spacious loft centers three additional bedrooms.. RIVERTOWN is a master-planned community nestled along the pristine shores of the St Johns River. Each amenity is geared toward staying fit, meeting new friends, trying new activities, and having fun in northeast FL's sunshine.
Next steps in Rivertown Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 18 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Park8 min drive · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 4 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 3 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complex4 min drive · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publix10 min drive · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Aug 31, 2026Pending$762,000
- May 28, 2026Listed$762,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $224/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $650,000 | $214 | 4/2.5 | 3,036 | 20 | 0 |
| 117 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS) | Sep 2026 | $735,532 | $232 | 5/3.5 | 3,169 | 0 | 0.1 |
| 175 Wild Sage Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Aug 2026 | $1,046,000 | $320 | 5/4 | 3,271 | 23 | 0.4 |
| 165 High Brush Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $1,000,000 | $291 | 4/3.5 | 3,436 | 56 | 0.4 |
| 91 Walnut Glen Court, St. Johns, FL 32259Listed by GIVE BACK REALTY, LLC. | Sep 2026 | $700,000 | $214 | 5/4 | 3,271 | 46 | 0.5 |
| 132 Dahlia Falls Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Oct 2026 | $510,000 | $212 | 5/3 | 2,402 | 123 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MATTAMY REAL ESTATE SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Rivertown Cove
Rivertown Cove is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.
View all Rivertown Cove homes for sale →Keep looking
More homes in Rivertown Cove
Pending640 Adirondack DriveSt. Johns, FL 32259
5 bd · 4.5 ba · 3,408 sq ft
$767,890Est. $4,087/moLot 44 - In RiverTown, residents enjoy resort style amenities, parks, lakes, nature preserves, and scenic trails along…
Listing Office: mattamy real estate services
Pending204 Saddlebunch CourtSt. Johns, FL 32259
5 bd · 4.5 ba · 3,331 sq ft
$777,131Est. $4,136/moLot 76 - RiverTown is designed to connect its residents to the beautiful natural surroundings with neighborhood parks…
Listing Office: mattamy real estate services
Pending530 Adirondack DriveSt. Johns, FL 32259
4 bd · 2.5 ba · 3,036 sq ft
$744,054Est. $3,960/moLot 31 - The Rowan's welcoming foyer opens to the spacious Great Room, washed with abundant light from the adjacent…
Listing Office: mattamy real estate services
For Sale390 Adirondack DriveSt. Johns, FL 32259
5 bd · 4.5 ba · 3,408 sq ft
$744,000Est. $3,960/moLot 18 - The Wren welcomes you with a gracious foyer and hallway that lead into an expansive open-concept living space,…
Listing Office: mattamy real estate services
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines