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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Murabella, St. Augustine a waterfront home in St. Johns County.

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Pending

Pending·63 days on market·Murabella

729 Porta Rosa Circle

St. Augustine, FL 32092

$484,900$206/sqftEst. $2,472/moMLS# 2147533
4
Beds
2
Baths
2,357
Sq Ft
2005
Built
2
Garage
No
Pool

About this home

Murabella

Welcome to this beautiful home located in the highly desirable Murabella community of St. Augustine! Featuring a NEW ROOF, this home offers both comfort and peace of mind. The kitchen is equipped with granite countertops, stainless steel appliances, and opens nicely to the main living areas, making it perfect for everyday living and entertaining. The spacious primary suite features dual vanities and separate walk-in closets. Step outside to enjoy the covered patio and large backyard overlooking a peaceful pond. Murabella residents enjoy exceptional community amenities including a pool, clubhouse, pickleball courts, tennis courts, basketball courts, and more. Conveniently located near shopping, dining, beaches, and with easy access to major roadways, this home offers the perfect blend of lifestyle and location.

Cost to own

Mortgage calculator

$484,900
$96,980
Loan Term
Monthly Payment
$2,472
Principal & Interest: $2,472
Property taxes (est.): $645
Insurance (est.): $323
Estimated Total Monthly
$3,441
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,472
Property taxesest. at asking price, St. Johns County$645
HOAbilled annually$7
Estimated total, before insurance$3,124/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,607/yr · $717/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$385,431$364,200
2024$386,914$331,091
2023$382,381$300,992
2022$355,340$273,629
2021$249,950$248,754
2020$226,140$226,140

2025 property taxes (current owner): $8,607/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$484,900
Price / Sq Ft$206
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,357
Acres0.23 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

Community Information

Address729 Porta Rosa Circle, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionMurabella
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,018.8 sq ft
Parcel Number0286854270

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Kitchen Island, Walk-In Closet(s)
AppliancesDisposal, Double Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 28, 2026
Days on Market5
HOA Fees$80 / Annually
HOA FrequencyAnnually
HOA NameMurabella
HOA Fee IncludesMaintenance Grounds
Tax Amount$8,606.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Murabella

Murabella is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Murabella homes for sale →

Listing Courtesy of: TAH FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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