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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 25, 2026·25 days on market·Recent sales in Fruit Cove

1018 N Black Cherry Drive

St. Johns, FL 32259

$188,700sold priceListed at $199,000 · 94.8% of asking$129/sqftMLS# 2160298
3
Beds
2.5
Baths
1,468
Sq Ft
2006
Built
1
Garage
No
Pool
FEMA Zone XHOA $302/moCondominium2 stories

About this home

St. Johns

Welcome to 1018 Black Cherry Way, a sunny and bright 3-bedroom, 2.5-bath condo in St. Johns County, FL offering a spacious floor plan and peaceful preserve setting. The first floor features easy-care tile flooring, while LVP flooring on the stairs and upstairs hallway adds an updated touch. All three bedrooms are generously sized with carpet for comfort. Enjoy the convenience of an upstairs laundry located near the bedrooms. Step outside to a deep backyard overlooking a private preserve, offering added privacy and a relaxing natural backdrop. A longer driveway provides extra parking for multiple vehicles or guests. This inviting St. Johns County condo for sale offers plenty of natural light, comfortable living spaces and a low-maintenance lifestyle. Convenient to Jacksonville, St. Augustine, shopping, dining and major roadways--a wonderful place to call home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,045
Property taxesest. at asking price, St. Johns County$251
HOAbilled monthly$302
Estimated total, before insurance$1,598/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,375/yr · $115/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$188,700
$37,740
Loan Term
Monthly Payment
$1,045
Principal & Interest: $1,045
Property taxes (est.): $251
Insurance (est.): $126
Estimated Total Monthly
$1,422
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,375/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 27, 2026Closed$199,000
  • Aug 30, 2026Active Under Contract$199,000
  • Aug 14, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $136/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
808 Black Cherry Drive S, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$194,000$1532/2.51,268390.1
6199 Bartram Village Drive, Jacksonville, FL 32258Listed by WATSON REALTY CORPSep 2026$243,000$1723/2.51,412341.2
6078 Bartram Village Drive, Jacksonville, FL 32258Listed by EAGLES WORLD REALTY, INCSep 2026$251,000$1833/2.51,368841.3
6088 Bartram Village Drive, Jacksonville, FL 32258Listed by RE/MAX SPECIALISTS PVSep 2026$257,800$1453/2.51,773491.3
14881 Bartram Village Lane, Jacksonville, FL 32258Listed by ORANGE SLICE PROPERTIES LLCAug 2026$305,000$1633/2.51,871771.3
6135 Bartram Village Drive, Jacksonville, FL 32258Listed by RE/MAX UNLIMITEDJun 2026$270,000$1523/2.51,773551.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$136
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,468
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address1018 N Black Cherry Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCrossings At Cypress Trace Condo
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0234290304

Amenities

AmenitiesPool, Clubhouse, Pickleball, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Gated
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDisposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPatio
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 15, 2026
Days on Market25
HOA Fees$302 / Monthly
HOA FrequencyMonthly
Tax Amount$1,374.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX WELCOME HOME

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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