This home is in Florentine, Ponte Vedra.

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Active Under Contract

Active Under Contract·52 days on market·Florentine

724 Rembrandt Avenue

Ponte Vedra, FL 32081

$370,000$233/sqftEst. $1,969/moMLS# 2146987

Beds

Baths

1,591

Sq Ft

2004

Built

Garage

Pool

About this home

Florentine

NEW AC! NO CDD Fees & Low HOA! Nestled in the desirable Florentine community, this beautifully maintained home offers comfort, privacy, and convenience in one inviting package. Inside, you'll find a bright and functional layout with no carpet throughout, making for easy maintenance and a clean, modern feel. Recent improvements include a newer roof and refreshed exterior paint, adding peace of mind while still leaving room to make the home your own. Step outside to enjoy the beautiful backyard deck overlooking a peaceful wooded backdrop - the perfect space for relaxing or entertaining. Conveniently located near top-rated schools, shopping, dining, parks, and everyday amenities. Schedule your private showing today!

Cost to own

Mortgage calculator

Home Price

$370,000

Down Payment: 20%

$74,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,881

Principal & Interest: $1,881

Est. Taxes & Insurance: $470

Estimated Total Monthly

$2,351

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,969

Property taxesest. at asking price, St. Johns County$492

HOAbilled annually$27

Estimated total, before insurance$2,489/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$279,679	$81,011	—
2024	$291,730	$78,020	—
2023	$310,640	$74,291	—
2022	$263,669	$70,671	—
2021	$188,696	$67,156	—
2020	$180,512	$65,538	—

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History