This home is in Jacksonville.
Sold·Closed Jul 31, 2026·37 days on market·Recent sales in Mandarin
10439 Bigtree Circle W
Jacksonville, FL 32257
About this home
Jacksonville
A bit higher than all the others but miles ahead of them, too. NEW, NEWER, BEST. This LARGE townhome has been updated in so many ways. Move in ready! Near shopping, restaurants, major highways! Large open rooms, tons of storage and the best fenced in private patio next to a large open grassy area. Two reserved parking places. Beautiful remodeled kitchen: stainless steel appliances, dining room, white cabinets, floating shelves and tile accent breakfast bar area. Wood burning fireplace makes cold nights comfortable and the 2 sets of french doors off the kitchen/dining room and family room areas, open up to the lovely large entertaining patio. Open up the house on cool days and enjoy even more room than the 1628 sq ft. The adorable half bath near the inside laundry closet has been remodeled and is so convenient for guests. 3 bedrooms upstairs each with loads of closet space, there is a linen closet, hall bath and the owners en suite bathroom is quite nice with double vanities
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~908 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $274,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $209,800 | $159,078 | — |
| 2024 | $210,363 | $160,363 | — |
| 2023 | $213,515 | $100,413 | — |
| 2022 | $179,132 | $96,033 | — |
| 2021 | $141,780 | $91,780 | ▲ $4,000 |
| 2020 | $133,258 | $45,164 | ▲ $8,672 |
2025 property taxes (current owner): $3,339/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$278,000
- Jul 14, 2026Pending$278,000
- May 23, 2026Listed$278,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $171/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3801 Crown Point Road 1273, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $126,000 | $102 | 2/2 | 1,240 | 91 | 0.8 |
| 3801 Crown Point Road 1311, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $149,900 | $105 | 3/3 | 1,430 | 16 | 0.8 |
| 4010 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Sep 2026 | $338,990 | $188 | 3/2.5 | 1,799 | 22 | 1.2 |
| 4028 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Sep 2026 | $344,990 | $192 | 3/2.5 | 1,799 | 11 | 1.2 |
| 3904 Via Di Olivia Court 40, Jacksonville, FL 32257Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $185,000 | $146 | 3/2 | 1,269 | 165 | 1.2 |
| 10800 Old St. Augustine Road 705, Jacksonville, FL 32257Listed by NETWORTH REALTY OF JACKSONVILLE, LLC | Sep 2026 | $180,000 | $152 | 2/2 | 1,182 | 106 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THE LEGENDS OF REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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