Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Del Webb Wildlight, Yulee — a gated community home on Amelia Island.

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Pending

Pending·61 days on market·Del Webb Wildlight

606 Witty Banter Court

Yulee, FL 32097

$609,000$276/sqftEst. $3,131/moMLS# 2153457

Beds

Baths

2,210

Sq Ft

2026

Built

Garage

Pool

About this home

Del Webb Wildlight

Discover the beautifully designed Stardom floor plan with a timeless traditional elevation, thoughtfully crafted with an open-concept layout that seamlessly blends everyday comfort with easy indoor-outdoor living. Luxury vinyl plank flooring flows throughout the main living areas and guides you to a screened covered lanai, perfect for relaxing or entertaining year-round. At the heart of the home, the upgraded gourmet kitchen features elegant white stacked cabinetry with under-cabinet lighting, quartz countertops, a Flow White tile backsplash, a Whirlpool appliance package with refrigerator, an enhanced entertainment center, and a built-in beverage cooler. Additional upgrades include a Smart Home package, 8-foot interior doors, water softener pre-plumbing, and more, adding both style and convenience throughout. Enjoy the vibrant Del Webb Wildlight lifestyle with resort-style amenities, including a clubhouse, restaurant, pool, pickleball courts, and more. Schedule your tour today!

Cost to own

Mortgage calculator

Home Price

$609,000

Down Payment: 20%

$121,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,131

Principal & Interest: $3,131

Property taxes (est.): $841

Insurance (est.): $406

Estimated Total Monthly

$4,378

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,131

Property taxesest. at asking price, Nassau County$841

HOAbilled monthly$273

Estimated total, before insurance$4,245/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,322/yr · $277/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$110,500	$90,750	—
2024	$97,500	$82,500	—
2023	$75,000	$75,000	—

2025 property taxes (current owner): $3,322/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Pending$609,000
Jul 24, 2026Price change$609,000−$6,000
Jul 2, 2026Listed$615,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$609,000

Price / Sq Ft$276

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,210

Acres0.28 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

New ConstructionYes

Community Information

Address606 Witty Banter Court, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionDel Webb Wildlight

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size12,196.8 sq ft

Lot Dimensions60'x131'

Parcel Number503N27100402140000

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management - Full Time, Management- On Site, Park, Pickleball, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewOther

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityGated with Guard