Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Fairfield, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·110 days on market·Fairfield

117 Azalea Point Drive S

Ponte Vedra Beach, FL 32082

$899,000$309/sqftEst. $4,622/moMLS# 2144563

Beds

Baths

2,906

Sq Ft

1996

Built

Garage

Pool

About this home

Fairfield

Welcome to one of Fairfield's most inviting homes! Thoughtfully updated, beautifully maintained, and ideally located in the heart of Ponte Vedra Beach. Situated on an expansive corner lot within the gated Fairfield community, this home offers the perfect blend of comfort, style, and the Ponte Vedra lifestyle. Inside features numerous recent upgrades including a beautifully renovated primary suite with new tile flooring, high-end vanities and fixtures, and a stunning freestanding soaking tub creating a spa-like retreat. The kitchen has been refreshed with new LG refrigerator and microwave appliances, while updated light fixtures, bathroom fixtures, and freshly painted exterior add a crisp modern feel throughout. Step outside to a newly designed paver patio and screened-in porch perfect for entertaining or relaxing year-round. Conveniently located near the beach, shopping, dining, and TPC Sawgrass.

Cost to own

Mortgage calculator

Home Price

$899,000

Down Payment: 20%

$179,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,622

Principal & Interest: $4,622

Property taxes (est.): $1,196

Insurance (est.): $599

Estimated Total Monthly

$6,417

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,622

Property taxesest. at asking price, St. Johns County$1,196

HOAbilled quarterly$175

Estimated total, before insurance$5,993/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,180/yr · $348/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$627,346	$273,592	—
2024	$587,413	$265,033	—
2023	$531,697	$255,712	—
2022	$537,467	$251,162	—
2021	$403,588	$242,376	—
2020	$405,110	$238,332	—

2025 property taxes (current owner): $4,180/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 20, 2026Active Under Contract$899,000
May 11, 2026Listed$899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,000

Price / Sq Ft$309

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,906

Acres0.21 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesWest

Community Information

Address117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionFairfield

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size9,147.6 sq ft

Parcel Number0669030510

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Park, Pickleball, Playground, RV/Boat Storage, Security, Tennis Court(s)

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level

Security24 Hour Security, Gated with Guard, Security Gate

Spa FeaturesCommunity