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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 29, 2026·49 days on market·Recent sales in Jacksonville

12311 Kensington Lakes Drive 2102

Jacksonville, FL 32246

$165,000sold priceListed at $169,000 · 97.6% of asking$150/sqftMLS# 2145668
2
Beds
1.5
Baths
1,100
Sq Ft
1999
Built
—
Garage
No
Pool
HOA $355/mo1,307 sqft lotWaterfrontCondominium2 stories

About this home

Jacksonville

Beautiful 2/1.5 TH view water views from large screened in balcony with extra storage. Great gated community centrally located with residential homes with new LVP flooring on entire ground floor. Nice stainless appliances and new dishwasher 2026. Brand new HVAC 2026 and new carpet on the stairs and upstairs. Nice large oversized bath with tile and master bedroom has nice views of the lake from the window. Vaulted ceilings and master closet runs the length of the bedroom. You wont be disappointed in this freshly painted unit with new bathroom fixtures and ceiling fans in every room. Move in ready unit with one assigned parking spot and reasonable HOA fees. Close to schools, shopping and community pool right next to this building walking distance with mailboxes. Vacant and easy to show!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$914
Property taxesest. at asking price, Duval County$269
HOAbilled monthly$355
Estimated total, before insurance$1,538/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,621/yr · $218/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$914
Principal & Interest: $914
Property taxes (est.): $269
Insurance (est.): $110
Estimated Total Monthly
$1,293
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$176,000$130,235▼ $3,500
2024$179,500$118,396—
2023$179,500$107,633—
2022$146,000$97,849—
2021$111,000$88,954—
2020$102,000$80,868—

2025 property taxes (current owner): $2,621/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$169,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12311 Kensington Lakes Drive 2101, Jacksonville, FL 32246Listed by MORGAN PROPERTY MANAGEMENTSep 2026$168,000$1532/2.51,100560
12311 Kensington Lakes Drive 3001, Jacksonville, FL 32246Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$182,000$1652/2.51,10060.1
12311 Kensington Lakes Drive 1106, Jacksonville, FL 32246Listed by MOMENTUM REALTYJul 2026$160,000$1452/2.51,100870.1
12311 Kensington Lakes Drive 1301, Jacksonville, FL 32246Listed by ROUND TABLE REALTYJul 2026$199,000$1812/2.51,10050.1
12311 Kensington Lakes Drive 905, Jacksonville, FL 32246Listed by SUPREME PATH BROKERAGE LLCJul 2026$190,000$1732/2.51,100350.1
12311 Kensington Lakes Drive 1206, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$140,000$1272/2.51,100490.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,000
Price / Sq Ft$154
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,100
Acres0.03 acres
Year Built1999
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

Community Information

Address12311 Kensington Lakes Drive 2102, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionSeasons @ Kensington
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size1,306.8 sq ft
Parcel Number1652679715
ZoningResidential

Amenities

AmenitiesPool, Gated, Management - Off Site, Trash, Water
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Parking Lot, Unassigned
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 16, 2026
Days on Market49
HOA Fees$355 / Monthly
HOA FrequencyMonthly
HOA NameCAM TEAM
HOA Fee IncludesMaintenance Grounds, Sewer, Trash, Water
Tax Amount$2,621.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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