Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

Photo 1 / 27
Sold

Sold·Closed Jul 28, 2026·87 days on market·Recent sales in Jacksonville

12311 Kensington Lakes Drive 1106

Jacksonville, FL 32246

$160,000sold priceListed at $175,000 · 91.4% of asking$145/sqftMLS# 2141295
2
Beds
2.5
Baths
1,100
Sq Ft
1999
Built
—
Garage
No
Pool
FEMA Zone XHOA $355/mo1,307 sqft lotCondominium2 stories

About this home

Jacksonville

Beautifully updated end-unit condo in the heart of Jacksonville! This light-filled 2BR/2.5 BA offers added privacy and extra windows that only an end unit can provide. Recent improvements include new flooring, creating a clean, modern feel throughout. The open-concept living and dining area flows seamlessly to a private balcony--perfect for relaxing or entertaining. Spacious bedrooms with ample closet space, and a functional layout ideal for primary residence or investment. Conveniently located near shopping, dining, major highways, and just a short drive to the beaches. Low-maintenance living with community amenities included.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$886
Property taxesest. at asking price, Duval County$261
HOAbilled monthly$355
Estimated total, before insurance$1,503/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,803/yr · $234/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$160,000
$32,000
Loan Term
Monthly Payment
$886
Principal & Interest: $886
Property taxes (est.): $261
Insurance (est.): $107
Estimated Total Monthly
$1,254
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$176,000$146,190▼ $3,500
2024$179,500$132,900—
2023$179,500$120,819—
2022$146,000$109,836—
2021$111,000$99,851—
2020$108,000$90,774—

2025 property taxes (current owner): $2,803/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$175,000
  • Jul 18, 2026Pending$175,000
  • Apr 22, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12311 Kensington Lakes Drive 1206, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$140,000$1272/2.51,100490
12311 Kensington Lakes Drive 2101, Jacksonville, FL 32246Listed by MORGAN PROPERTY MANAGEMENTSep 2026$168,000$1532/2.51,100560.1
12311 Kensington Lakes Drive 3001, Jacksonville, FL 32246Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$182,000$1652/2.51,10060.1
12311 Kensington Lakes Drive 2102, Jacksonville, FL 32246Listed by INI REALTYJul 2026$165,000$1502/1.51,100490.1
12311 Kensington Lakes Drive 1301, Jacksonville, FL 32246Listed by ROUND TABLE REALTYJul 2026$199,000$1812/2.51,10050.1
12311 Kensington Lakes Drive 905, Jacksonville, FL 32246Listed by SUPREME PATH BROKERAGE LLCJul 2026$190,000$1732/2.51,100350.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$175,000
Price / Sq Ft$159
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,100
Acres0.03 acres
Year Built1999
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryKernan Trail
MiddleKernan

Community Information

Address12311 Kensington Lakes Drive 1106, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionSeasons @ Kensington
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size1,306.8 sq ft
Parcel Number1652679395

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer
AppliancesDisposal, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceConcrete

Additional Information

Date ListedApril 22, 2026
Days on Market87
HOA Fees$355 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$2,803.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines