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This home is in Jacksonville.

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Active·Listed today

12311 Kensington Lakes Drive 301

Jacksonville, FL 32246

$175,000$159/sqftEst. $890/moMLS# 2156299
2
Beds
1
Baths
1,100
Sq Ft
1998
Built
Garage
No
Pool

About this home

Jacksonville

Conveniently located and thoughtfully designed, this spacious end-unit condo offers comfort, functionality, and an unbeatable location. The inviting open floor plan features tile flooring throughout the downstairs and wet areas, creating a bright and low-maintenance living space. The generous primary suite provides a relaxing retreat, while the surprisingly spacious second bedroom includes its own private double closet, making a great guest space or a home office setup. The light-filled kitchen opens to the great room, and beyond that, a private screened patio provides an ideal spot to enjoy your morning coffee or unwind at the end of the day. This gated community also has a sparkling community pool. This home is perfectly situated just minutes from the University of North Florida (UNF), Florida State College at Jacksonville (FSCJ), and St. Johns Town Center, and only a short drive to Jacksonville Beach, this home offers the perfect blend of comfort, convenience, and accessibility.

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$890
Principal & Interest: $890
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,292
*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$890
Property taxesest. at asking price, Duval County$286
HOAbilled monthly$355
Estimated total, before insurance$1,530/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$175,000
Price / Sq Ft$159
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,100
Acres0.03 acres
Year Built1998
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKernan Trail
MiddleKernan
HighSandalwood

Community Information

Address12311 Kensington Lakes Drive 301, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionThe Seasons At Kensi
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size1,306.8 sq ft
Parcel Number1652679085

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit
SecuritySecurity Gate

Exterior

Patio / PorchRear Porch, Screened
RoofShingle

Additional Information

Date ListedJuly 21, 2026
Days on Market0
HOA Fees$355 / Monthly
HOA FrequencyMonthly
HOA NameThe Cam Team
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ATLANTIC SHORES REALTY OF JACKSONVILLE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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