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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Crossing, St. Johns — a home near Creekside High School.

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Active Under Contract

$899,000Active Under Contract5 bd · 3.5 ba · 3,064 sq ft

Active Under Contract·52 days on market·Durbin Crossing

1324 Fryston Street

St. Johns, FL 32259

$899,000$293/sqftEst. $4,901/mo mortgageMLS# 2165370
↓ $31,000 below original list
5
Beds
3.5
Baths
3,064
Sq Ft
2014
Built
3
Garage
Yes
Pool

19 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

FEMA Zone XHOA $6/mo13,504 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Durbin Crossing

A Spooktacular Opportunity in Durbin Crossing | Over $30K Price Reduction! The perfect home for your next chapter may be closer than you think! Welcome to 1324 Fryston Street, an all-brick beauty offering 5 bedrooms, 3.5 bathrooms, and 3,064 square feet of thoughtfully designed living space in Leith Hall at Durbin Crossing. Recently reduced by over $30,000, this exceptional property presents an exciting opportunity for buyers seeking a move-in-ready home with room for everyone, a private pool, and the flexibility to accommodate multigenerational living. With motivated sellers ready to make a move, now is the time to explore what this home has to offer and make plans to settle in before the holidays! Built in 2014 and situated on an oversized, estate-sized lot along a picturesque tree-lined street, the home makes a memorable first impression with its full brick exterior, expansive wraparound front porch, three-car garage, and landscape lighting that highlights the home and grounds

Next steps in Durbin Crossing

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,901
Property taxesest. at asking price, St. Johns County$1,196
HOAbilled annually$6
Estimated total, before insurance$6,103/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,292/yr · $858/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$899,000
$179,800
Loan Term
Monthly Payment
$4,901
Principal & Interest: $4,901
Property taxes (est.): $1,196
Insurance (est.): $599
Estimated Total Monthly
$6,697
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,292/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 24, 2026Active Under Contract$899,000
  • Oct 4, 2026Price change$899,000−$31,000
  • Sep 18, 2026Listed$930,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $255/sq ft; this home is listed at $293/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1684 Fenton Avenue, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$585,000$2015/32,909440.3
570 Saddlestone Drive, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$785,000$2765/32,840140.4
1681 Fenton Avenue, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$550,000$2154/32,555460.4
532 Saddlestone Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$982,000$2565/43,834370.5
409 Starlis Place, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$579,900$2424/32,40020.5
174 Staplehurst Drive, St. Johns, FL 32259Listed by SAVVY AVENUE, LLC.Nov 2026$815,000$2555/43,201180.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$899,000
Price / Sq Ft$293
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,064
Acres0.31 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

School Information

Zoned elementaryPatriot Oaks Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPatriot Oaks Academy
Reported middlePatriot Oaks Academy
Reported highCreekside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1324 Fryston Street, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,503.6 sq ft
Parcel Number0096315158
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Wooded
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Wrap Around
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionBrick, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 18, 2026
Days on Market52
HOA Fees$67 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$10,292.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →
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