This home is in St. Augustine.
Active Under Contract·342 days on market
4430 State Road 16
St. Augustine, FL 32092
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
This rare 5.03-acre opportunity is located just 5 miles from the St. Augustine Premium Outlets and conveniently positioned between historic Downtown St. Augustine and the rapidly developing St. Johns area, this property offers the best of privacy and accessibility. The land is mostly cleared and zoned Open Rural (OR), allowing for both residential and limited commercial uses—ideal for those looking to create a homestead, hobby farm, or small business. Don't miss your chance to own a unique slice of Northeast Florida with endless potential.
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,525 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $416,232 | $101,188 | — |
| 2025 | $80,960 | $14,399 | ▲ $3,323 |
| 2024 | $312,779 | $97,629 | — |
| 2024 | $77,868 | $13,148 | ▲ $7,952 |
| 2023 | $256,379 | $93,329 | — |
| 2023 | $72,761 | $11,892 | — |
| 2022 | $208,245 | $89,154 | — |
| 2022 | $63,927 | $15,172 | ▲ $3,766 |
| 2021 | $177,154 | $85,101 | — |
| 2021 | $50,380 | $13,988 | — |
| 2020 | $176,676 | $83,236 | — |
| 2020 | $44,591 | $13,443 | — |
2024 property taxes (current owner): $1,864/yr
Estimated taxes if purchased at asking price: ~$36,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 7, 2025Listed$2,263,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $873/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4575 Wolfe Road, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $995,000 | $357 | 4/3.5 | 2,790 | 5 | 0.7 |
| 71 Hickory Pine Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $490,000 | $250 | 3/2 | 1,962 | 67 | 1.2 |
| 145 Lone Cypress Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Sep 2026 | $465,000 | $234 | 3/2.5 | 1,989 | 75 | 1.3 |
| 24 Oakhurst Court, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $520,000 | $185 | 4/3.5 | 2,805 | 174 | 1.4 |
| 729 Porta Rosa Circle, St. Augustine, FL 32092Listed by TAH FLORIDA LLC | Jul 2026 | $475,000 | $202 | 4/2.5 | 2,357 | 5 | 1.4 |
| 2421 E Caparina Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $510,000 | $240 | 4/3 | 2,129 | 25 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines