This home is in Queens Harbour, Jacksonville.

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Pending

Pending·63 days on market·Queens Harbour

1221 Queens Island Court

Jacksonville, FL 32225

$899,000$336/sqftEst. $4,785/moMLS# 2144956

Beds

Baths

2,673

Sq Ft

2001

Built

Garage

Pool

About this home

Queens Harbour

Located in the desirable Queen's Island section of Queen's Harbour Yacht & Country Club, this beautifully maintained residence offers peaceful preserve and pond views, exceptional privacy, and access to an outstanding amenity-rich lifestyle. Positioned on a serene preserve and pond-view homesite, the property showcases tranquil vistas of protected landscape, native birds, and abundant wildlife. Offering 3 bedrooms, 3 full baths, and 2,673 square feet of thoughtfully designed living space, the home features a spacious great room with soaring cathedral ceilings, a large eat-in kitchen, separate dining room, and an expansive second-floor bonus room with full bath--ideal as a fourth bedroom, guest suite, or flex space.The primary suite, secondary bedroom, and main living areas are thoughtfully oriented to capture peaceful preserve views, while the screened paver lanai and outdoor sitting area provide a private retreat for relaxing and enjoying the surrounding natural setting. Residents

Cost to own

Mortgage calculator

Home Price

$899,000

Down Payment: 20%

$179,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,541

Principal & Interest: $4,541

Est. Taxes & Insurance: $1,135

Estimated Total Monthly

$5,676

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,785

Property taxesest. at asking price, Duval County$1,468

HOAbilled quarterly$304

Estimated total, before insurance$6,557/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$611,001	$363,988	—
2024	$614,294	$353,023	▲ $25,176
2023	$556,070	$341,285	▲ $86,627
2022	$430,624	$329,889	▼ $10,000
2021	$387,159	$318,825	—
2020	$379,050	$313,733	—

2025 property taxes (current owner): $6,987/yr

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$899,000

Price / Sq Ft$336

Bedrooms3

Bathrooms4.00

Full Baths4

Square Footage2,673

Total Structure Area3,416 sq ft

Acres0.18 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryNeptune Beach

MiddleLandmark

HighSandalwood

Community Information

Address1221 Queens Island Court, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size7,840.8 sq ft

Lot Dimensions7,722 sq ft

Parcel Number1671278210

ZoningResidential

Amenities

AmenitiesPool, Boat Slip, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Marina, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo