This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Sep 29, 2026·73 days on market·Recent sales in Jacksonville
1636 Hammock Circle W
Jacksonville, FL 32225
About this home
Jacksonville
Tucked away on a rare oversized waterfront lot in Jacksonville, this property is full of potential for someone ready to create their dream coastal retreat. With tidal water access, a two-story dock, boat lift, and expansive marsh views, the lifestyle here is truly special. This 3 bedroom, 3 bathroom home offers a flexible layout and endless opportunity to renovate, reimagine, or completely transform into a stunning waterfront escape. The primary suite features a large private deck overlooking the marsh, creating the perfect place to enjoy morning coffee, coastal breezes, and peaceful sunsets. Outside, the lot offers plenty of room to design the backyard oasis you've always wanted, with ample space for a pool, entertaining areas, and outdoor living. Located just 10 minutes from the beach and convenient to shopping, dining, and downtown Jacksonville, this is a rare chance to own a large waterfront property in an incredible location.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,659 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (10 & 11)about 4 mi · 200 parking spaces
Closest park or preserve
Dutton Island Preserveabout 3 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – North Kayak Launchabout 2 mi · Pablo Creek
Closest youth league fields
Ed Austin Regional Parkabout 3 mi · Baseball, Softball, Soccer
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $505,943 | $153,846 | ▲ $119,843 |
| 2024 | $388,321 | $148,803 | ▲ $9,335 |
| 2023 | $381,192 | $143,013 | — |
| 2022 | $368,883 | $137,392 | — |
| 2021 | $326,027 | $131,934 | — |
| 2020 | $294,631 | $129,423 | — |
2025 property taxes (current owner): $3,277/yr
Estimated taxes if purchased at asking price: ~$14,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 17, 2026Closed$750,000
- Aug 22, 2026Pending$750,000
- Aug 6, 2026Active$750,000
- Jul 9, 2026Pending$750,000
- May 14, 2026Listed$750,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $260/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13166 Christine Marie Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Jun 2026 | $460,000 | $213 | 3/2 | 2,162 | 197 | 0.2 |
| 12441 Tierra Chase Way, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $599,000 | $191 | 5/3.5 | 3,132 | 69 | 0.4 |
| 12424 Tierra Chase Way, Jacksonville, FL 32225Listed by REDFIN CORPORATION | Aug 2026 | $595,000 | $223 | 4/3 | 2,665 | 38 | 0.4 |
| 1556 Harrington Park Drive, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $815,000 | $313 | 3/3 | 2,608 | 7 | 0.5 |
| 12513 Gately Oaks Lane E, Jacksonville, FL 32225Listed by ERA ONETEAM REALTY | Aug 2026 | $535,000 | $220 | 4/2 | 2,431 | 28 | 0.5 |
| 1520 Harrington Park Drive, Jacksonville, FL 32225Listed by REDFIN CORPORATION | Aug 2026 | $880,000 | $286 | 4/3.5 | 3,082 | 8 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines