Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a golf course home in Jacksonville.

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Active Under Contract

Active Under Contract·45 days on market·Queens Harbour

13802 Longs Landing Road E

Jacksonville, FL 32225

$923,000$399/sqftEst. $4,706/moMLS# 2149976

Beds

Baths

2,312

Sq Ft

1993

Built

Garage

Yes

Pool

About this home

Queens Harbour

Located in the beautiful, gated waterfront and golf community of Queens Harbour Golf & Country Club. Full kitchen remodel in 2022, saltwater pool installed in 2021, and multiple new renovations throughout. Enjoy the relaxing water views of the lagoon from your pool with waterfall and led lights. Beautiful landscaped large backyard with summer kitchen and lanai gives the feeling of being at a resort. Close to beaches and shopping.

Cost to own

Mortgage calculator

Home Price

$923,000

Down Payment: 20%

$184,600

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,706

Principal & Interest: $4,706

Property taxes (est.): $1,507

Insurance (est.): $615

Estimated Total Monthly

$6,829

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,706

Property taxesest. at asking price, Duval County$1,507

HOAbilled quarterly$304

Estimated total, before insurance$6,518/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,960/yr · $580/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$693,010	$362,491	—
2024	$696,412	$351,427	▲ $23,215
2023	$532,545	$339,590	▲ $81,462
2022	$411,848	$328,098	▼ $10,000
2021	$373,828	$316,940	—
2020	$344,851	$289,851	—

2025 property taxes (current owner): $6,960/yr

Estimated taxes if purchased at asking price: ~$18,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,542 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 13, 2026Active Under Contract$923,000
Jun 18, 2026Listed$923,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$923,000

Price / Sq Ft$399

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,312

Acres0.45 acres

Year Built1993

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced, Salt Water, Waterfall

Is WaterfrontNo

Direction FacesNorth

Community Information

Address13802 Longs Landing Road E, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size19,602 sq ft

Parcel Number1671271195

ZoningSingle Family

Amenities

AmenitiesPool, Barbecue, Boat Slip, Clubhouse, Gated, Golf Course, Marina, Pickleball, Security, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewCanal

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer, Ice Maker, Instant Hot Water, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

Security24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard, Security Fence, Security Gate, Security Lights, Smoke Detector(s)