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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jul 1, 2026·20 days on market·Recent sales in Mandarin

11285 Lake Mandarin Circle E

Jacksonville, FL 32223

$235,000sold priceListed at $239,000 · 98.3% of asking$163/sqftMLS# 2144681
2
Beds
2.5
Baths
1,440
Sq Ft
1991
Built
1
Garage
No
Pool
HOA $93/mo2,614 sqft lotTownhouse2 stories

About this home

Jacksonville

One of the most unique properties in all of Mandarin! This is your opportunity to own a home in one of Jacksonville's most desirable areas, conveniently located just minutes from top-rated shopping, dining, entertainment, and more. Proudly owned and meticulously maintained by its original owner, this home has been kept in excellent condition throughout the years. Inside, you'll find thoughtful features including a split-bedroom floor plan, additional storage space in the primary bedroom, installed gutter caps, and many charming details throughout the home. Don't miss your chance to make this special property your next home -- schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Duval County$384
HOAbilled quarterly$93
Estimated total, before insurance$1,779/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$733/yr · $61/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,842
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,505 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$230,057$0▲ $10,000
2024$221,074$0—
2023$203,302$0—
2022$195,923$0▲ $15,000
2021$151,891$0▲ $5,000
2020$142,278$50,471▲ $4,483

2025 property taxes (current owner): $733/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3416 Islander Way, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$249,000$2202/21,130960.3
3361 Mandarin Glen Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$238,000$1763/2.51,352710.4
3342 Mandarin Glen Drive, Jacksonville, FL 32223Listed by UNITED REAL ESTATE GALLERYJul 2026$229,000$1693/2.51,352120.5
4010 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$338,990$1883/2.51,799220.6
4028 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$344,990$1923/2.51,799110.6
4006 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCAug 2026$369,990$2483/21,4941800.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,000
Price / Sq Ft$166
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,440
Total Structure Area1,812 sq ft
Acres0.06 acres
Year Built1991
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryCrown Point
MiddleMandarin

Community Information

Address11285 Lake Mandarin Circle E, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionAndover Place
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size2,613.6 sq ft
Parcel Number1563125034

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Split Bedrooms
AppliancesDishwasher, Electric Cooktop, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionAluminum Siding, Vinyl Siding
Road FrontageCity Street

Additional Information

Date ListedMay 11, 2026
Days on Market20
HOA Fees$280 / Quarterly
HOA FrequencyQuarterly
Tax Amount$732.98
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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