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This home is in Shearwater Townhomes, St. Augustine.

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Active·167 days on market·Shearwater Townhomes

119 Yellowstone Drive

St. Augustine, FL 32092

$354,900$182/sqftEst. $1,950/mo mortgageMLS# 2144648
↓ $5,000 below original list
3
Beds
2.5
Baths
1,946
Sq Ft
2025
Built
2
Garage
No
Pool

22 more homes for sale in Shearwater Townhomes →Search Shearwater Townhomes on the map

FEMA Zone XHOA $185/moTownhouse2 stories

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About this home

Shearwater Townhomes

Welcome to this move-in-ready 2025 townhome in the highly desirable Shearwater community! This beautifully designed 3-bedroom, 2.5-bath home offers 1,942 sq. ft. of bright, open-concept living. The gourmet kitchen features a large center island and flows seamlessly into the spacious great room, creating the perfect setting for everyday living and entertaining. All appliances, including the refrigerator, washer, and dryer, convey for truly turnkey convenience. Upstairs, you'll find all three bedrooms plus a versatile loft ideal for a home office, media room, or play area. A 2-car garage and stylish finishes throughout complete the home. Enjoy Shearwater's incredible resort-style amenities, including a lazy river, lagoon pool, waterslide, fitness center, tennis courts, trails, playgrounds, kayak launches, and more. This golf cart-friendly community offers an exceptional Florida lifestyle in one of Northeast Florida's premier communities.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,950
Property taxesest. at asking price, St. Johns County$472
HOAbilled monthly$185
Estimated total, before insurance$2,608/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$354,900
$70,980
Loan Term
Monthly Payment
$1,950
Principal & Interest: $1,950
Property taxes (est.): $472
Insurance (est.): $237
Estimated Total Monthly
$2,659
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$95,000$95,000—

property taxes (current owner): $1,549/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 17, 2026Price change$354,900−$5,000
  • May 11, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
174 Yellowstone Drive, St. Augustine, FL 32092Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$363,000$2003/2.51,813220.1
25 Rangeline Drive, St. Augustine, FL 32092Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$362,990$2003/2.51,8131550.1
190 Yellowstone Drive, St. Augustine, FL 32092Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$359,990$1993/2.51,813400.1
42 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$325,000$1813/2.51,7991110.3
36 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$352,500$1963/2.51,79900.3
28 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$352,500$1963/2.51,7991070.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$354,900
Price / Sq Ft$182
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,946
Year Built2025
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address119 Yellowstone Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0100251680

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Pickleball
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 11, 2026
Days on Market167
HOA Fees$185 / Monthly
HOA FrequencyMonthly
Tax Amount$1,549
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater Townhomes

Shearwater Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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