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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater Townhomes, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Jul 30, 2026·40 days on market·Recent sales in Shearwater Townhomes·Shearwater Townhomes

190 Yellowstone Drive

St. Augustine, FL 32092

$359,990sold priceListed at $359,990 · 100% of asking$199/sqftMLS# 2146488
3
Beds
2.5
Baths
1,813
Sq Ft
2026
Built
2
Garage
No
Pool

26 more homes for sale in Shearwater Townhomes →Search Shearwater Townhomes on the map

HOA $185/mo1,742 sqft lotTownhouse2 storiesNew construction

About this home

Shearwater Townhomes

Now selling at Shearwater in St. Johns County! Move in ready townhomes. Modern design, spray foam insulation and a clean air home system. Whirlpool stainless appliances, washer and dryer, blinds, quartz or granite countertops, 42'' upper cabinets and a smart home package you control on your phone - front door camera, keyless entry, and thermostat. Built better floorplans -spacious kitchen islands, great rooms, plus loft space to live better. Enjoy world-class amenities including a lagoon pool, water slide, lazy river, lap pool, fitness center, multi-use trails, parks, and a community farm garden. Prime location near top-rated schools, shopping, and dining offering the perfect blend of convenience and lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, St. Johns County$479
HOAbilled monthly$185
Estimated total, before insurance$2,658/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$359,990
$71,998
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $479
Insurance (est.): $240
Estimated Total Monthly
$2,713
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$95,000$95,000—

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$359,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
174 Yellowstone Drive, St. Augustine, FL 32092Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$363,000$2003/2.51,813220
25 Rangeline Drive, St. Augustine, FL 32092Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$362,990$2003/2.51,8131550.1
36 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$352,500$1963/2.51,79900.4
22 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$382,500$1914/2.52,005340.4
28 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$352,500$1963/2.51,7991070.4
99 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$319,995$2143/31,494200.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,990
Price / Sq Ft$199
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,813
Acres0.04 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address190 Yellowstone Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size1,742.4 sq ft
Parcel Number0100250360

Amenities

AmenitiesOther, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryUpper Level

Exterior

FencingOther
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedMay 21, 2026
Days on Market40
HOA Fees$185 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater Townhomes

Shearwater Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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