This home is in Shearwater Townhomes, St. Augustine.

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Pending

Pending·219 days on market·Shearwater Townhomes

104 Tyson Court

St. Augustine, FL 32092

$355,000$238/sqftEst. $1,889/moMLS# 2120992

Beds

Baths

1,494

Sq Ft

2023

Built

Garage

Pool

About this home

Shearwater Townhomes

Price just reduced by $12,000, making this one-story end unit townhome an exceptional value! Offering three spacious bedrooms and two full bathrooms, this property combines modern style with comfortable living. Step inside to find tile flooring throughout the main living areas, creating a bright, clean, and cohesive feel. The home features charming shiplap and board-and-batten accents, along with custom wallpaper in both bathrooms, giving each space a warm, designer touch. The open-concept layout provides effortless flow between the kitchen, dining, and living areas--perfect for everyday living and entertaining. Natural light fills the home thanks to its end-unit placement, making every room feel airy and inviting. Enjoy resort-style amenities including a pool, lazy river, fitness center, and tennis courts. Furnishings may be included with an acceptable offer, making this home even more move-in ready!

Cost to own

Mortgage calculator

Home Price

$355,000

Down Payment: 20%

$71,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,804

Principal & Interest: $1,804

Est. Taxes & Insurance: $451

Estimated Total Monthly

$2,256

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,889

Property taxesest. at asking price, St. Johns County$472

HOAbilled monthly$160

Estimated total, before insurance$2,522/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $334,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$279,944	$229,222	—
2024	$278,743	$228,743	—
2023	$57,000	$57,000	—

2025 property taxes (current owner): $6,029/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$355,000

Price / Sq Ft$238

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,494

Acres0.09 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

StyleCraftsman

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBeachside

Community Information

Address104 Tyson Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater Townhomes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size3,920.4 sq ft

Parcel Number0100180370

ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener

ViewOther

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)