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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater Townhomes, St. Augustine — a home near Beachside High School.

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Pending

Pending·320 days on market·Shearwater Townhomes

104 Tyson Court

St. Augustine, FL 32092

$355,000$238/sqftEst. $1,951/mo mortgageMLS# 2120992
3
Beds
2
Baths
1,494
Sq Ft
2023
Built
2
Garage
No
Pool

22 more homes for sale in Shearwater Townhomes →Search Shearwater Townhomes on the map

HOA $160/mo3,920 sqft lotTownhouse1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Shearwater Townhomes

Price just reduced by $12,000, making this one-story end unit townhome an exceptional value! Offering three spacious bedrooms and two full bathrooms, this property combines modern style with comfortable living. Step inside to find tile flooring throughout the main living areas, creating a bright, clean, and cohesive feel. The home features charming shiplap and board-and-batten accents, along with custom wallpaper in both bathrooms, giving each space a warm, designer touch. The open-concept layout provides effortless flow between the kitchen, dining, and living areas--perfect for everyday living and entertaining. Natural light fills the home thanks to its end-unit placement, making every room feel airy and inviting. Enjoy resort-style amenities including a pool, lazy river, fitness center, and tennis courts. Furnishings may be included with an acceptable offer, making this home even more move-in ready!

Next steps in Shearwater Townhomes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,951
Property taxesest. at asking price, St. Johns County$472
HOAbilled monthly$160
Estimated total, before insurance$2,583/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,029/yr · $502/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,951
Principal & Interest: $1,951
Property taxes (est.): $472
Insurance (est.): $237
Estimated Total Monthly
$2,660
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $334,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$279,944$229,222—
2024$278,743$228,743—
2023$57,000$57,000—

2025 property taxes (current owner): $6,029/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $238/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
42 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$325,000$1813/2.51,7991110.1
28 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$352,500$1963/2.51,7991070.1
36 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$352,500$1963/2.51,79900.1
99 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$319,995$2143/31,494200.1
67 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$317,000$2123/31,494180.1
81 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$318,000$1773/2.51,799550.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$355,000
Price / Sq Ft$238
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,494
Acres0.09 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleCraftsman
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address104 Tyson Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size3,920.4 sq ft
Parcel Number0100180370
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch
RoofShingle
ConstructionComposition Siding, Frame
Road SurfacePaved
Road FrontageOther

Additional Information

Date ListedDecember 10, 2025
Days on Market320
HOA Fees$160 / Monthly
HOA FrequencyMonthly
HOA NameShearwater HOA
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,029.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUNSHINE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater Townhomes

Shearwater Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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