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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Vista Cove, St. Augustine — a home near St. Augustine High School.

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Active·1 day on market·Vista Cove

1916 Vista Cove Road

St. Augustine, FL 32084

$289,900$192/sqftEst. $1,606/moMLS# 2168990
3
Beds
3
Baths
1,511
Sq Ft
2001
Built
—
Garage
No
Pool

11 more homes for sale in Vista Cove →Search Vista Cove on the map

FEMA Zone XHOA $578/moCondominium2 stories

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About this home

Vista Cove

Light and bright ground floor entrance on this updated and move in ready end unit townhouse condominium. First floor has bedroom, full bath, laundry, living/dining area screened in porch overlooking beautiful preservation making it very private. Upstairs features two private suites with ensuite baths - one with a tub/ one with a shower. Vista Cove has much to offer - see supplement info - but extra special is the Free RV/Boat storage. Location is convenient to everything, yet peaceful and serene. Once you enter through the gate, you will know why it's such a favorite community. The convenience of being able to lock it and leave it for extensive travel or as a second home makes it very desirable. Photos are when it was staged before owners moved back in. Don't miss this 3 bedroom/ 3 bath large end unit in a wonderful community where you can walk on the boardwalk to the amenities with 2 pools - 1 heated + hot tub - clubhouse - fitness center. Fishing pier

Next steps in Vista Cove

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, St. Johns County$386
HOAbilled monthly$578
Estimated total, before insurance$2,570/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,175/yr · $431/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$289,900
$57,980
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $386
Insurance (est.): $193
Estimated Total Monthly
$2,185
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 6:56 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,175/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2026Listed$289,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1806 Vista Cove Road, St. Augustine, FL 32084Listed by SMILEEHOUSE AUCTION CO LLCMay 2025$205,000$1473/21,393240
2806 Vista Cove Road, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$270,000$1942/21,393310.1
2100 Vista Cove Road Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$287,000$1693/21,702280.1
1125 Vista Cove Road, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$273,000$1963/21,3931900.1
2529 Vista Cove Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYMay 2026$300,000$2073/21,448340.1
3208 Haley Point Road, St. Augustine, FL 32084Listed by WATSON REALTY CORPAug 2026$240,000$1663/21,44830.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,900
Price / Sq Ft$192
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,511
Total Structure Area1,511 sq ft
Year Built2001
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryCrookshank
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1916 Vista Cove Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionVista Cove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0941511916
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Management - Part Time, Management- On Site, RV/Boat Storage, Security, Spa/Hot Tub, Trash
Community FeaturesSidewalks, Fishing, Street Lights, Gated, Curbs
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, RV Access/Parking
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsOne, Two
SecurityFirewall(s), Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionGreenbelt
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionBlock, Frame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 13, 2026
Days on Market1
HOA Fees$578 / Monthly
HOA FrequencyMonthly
HOA NameVista Cove Condominium
HOA Fee IncludesCable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Amount$5,175.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Vista Cove

Vista Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Vista Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines