This home is in Jacksonville.

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Pending

Pending·75 days on market

8550 Argyle Business Loop 403

Jacksonville, FL 32244

$192,500$130/sqftEst. $982/moMLS# 2144469

Beds

Baths

1,486

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

Welcome Home to the Cottages at Argyle! This 3 bedroom, 2.5 bath lakefront condo is just waiting for a new owner! Gated Community! Freshly painted inside and brand new LVP flooring throughout! Open floor plan perfect for entertaining! Kitchen with breakfast bar overlooks the living area, separate dining area, and half bath! Enjoy morning coffee from the screened-in porch while taking in the views of the lake! Built-in desk at the top of the stairs! Spacious Primary bedroom with ensuite bath and walk-in closet! Large secondary bedrooms, full guest bath and laundry room complete the upstairs! (all bedrooms located upstairs) The community pool is a great place to relax and soak up the sun! Convenient location with quick access the interstate, shopping, restaurants and more!

Cost to own

Mortgage calculator

Home Price

$192,500

Down Payment: 20%

$38,500

Interest Rate: 6.58%

Loan Term

Monthly Payment

$982

Principal & Interest: $982

Property taxes (est.): $314

Insurance (est.): $128

Estimated Total Monthly

$1,424

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$982

Property taxesest. at asking price, Duval County$314

HOAbilled monthly$331

Estimated total, before insurance$1,627/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,054/yr · $255/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$171,000	$171,000	▼ $11,500
2024	$182,500	$158,389	—
2023	$182,500	$143,990	—
2022	$136,000	$130,900	—
2021	$119,000	$119,000	▼ $6,000
2020	$112,500	$109,125	—

2025 property taxes (current owner): $3,054/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.