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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·30 days on market

8550 Argyle Business Loop 1402

Jacksonville, FL 32244

$191,900$129/sqftEst. $1,063/moMLS# 2162837
↓ $600 below original list
3
Beds
2.5
Baths
1,486
Sq Ft
2006
Built
1
Garage
No
Pool
FEMA Zone XHOA $331/mo436 sqft lotCondominium2 stories

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to this beautifully refreshed interior-unit! This move-in-ready property offers a clean, inviting feel from the moment you walk in. Enjoy the added convenience of being located next to extra guest parking, with easy access to Blanding Blvd and a quick connection to I-295. The gated community offers fantastic amenities, including a pool and playground. This property is also an excellent investment opportunity, with strong rental appeal and a history of renting quickly. Whether you're looking for a place to call home or a property to add to your investment portfolio, this unit offers comfort, convenience, and value in a desirable location! HOA Covers roof and lawn care. All new interior painting, All new quartz counter- tops, All new tile flooring.All new SS appliances.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,063
Property taxesest. at asking price, Duval County$313
HOAbilled monthly$331
Estimated total, before insurance$1,707/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,054/yr · $255/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$191,900
$38,380
Loan Term
Monthly Payment
$1,063
Principal & Interest: $1,063
Property taxes (est.): $313
Insurance (est.): $128
Estimated Total Monthly
$1,504
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records show this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,054/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Price change$191,900−$600
  • Sep 11, 2026Active$192,500
  • Sep 1, 2026Listed$192,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $120/sq ft; this home is listed at $129/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8550 Argyle Business Loop 1608, Jacksonville, FL 32244Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$168,000$1153/2.51,45560
8550 Argyle Business Loop 1507, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$178,000$1203/2.51,4861550
8550 Argyle Business Loop 1508, Jacksonville, FL 32244Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$183,500$1263/3.51,45570
8550 Argyle Business Loop 403, Jacksonville, FL 32244Listed by NEXTHOME COLLINS REALTYJul 2026$192,500$1303/2.51,486400
8550 Argyle Business Loop Loop 707, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$173,000$1163/2.51,486270.1
8550 Argyle Business Loop 306, Jacksonville, FL 32244Listed by PMI RIVER CITYJul 2026$175,000$1183/2.51,486160.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$191,900
Price / Sq Ft$129
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,486
Acres0.01 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryChimney Lakes
MiddleWestside
HighWestside High School

Community Information

Address8550 Argyle Business Loop 1402, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionCottages At Argyle Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size435.6 sq ft
Parcel Number1007053214
ZoningResidential

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Park, Playground, Trash
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCovered, Detached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySecurity Gate

Exterior

Lot DescriptionFew Trees
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 11, 2026
Days on Market21
HOA Fees$331 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,054.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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