This home is in Jacksonville.

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Pending

Pending·70 days on market

8550 Argyle Business Loop 306

Jacksonville, FL 32244

$177,500$119/sqftEst. $905/moMLS# 2145126

Beds

Baths

1,486

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

Welcome home to this inviting 3-bedroom, 2.5-bathroom condo in the desirable gated community of The Cottages at Argyle. Offering 1,486 square feet of comfortable living space, this well-maintained home provides the perfect blend of convenience, privacy, and resort-style amenities in a prime Jacksonville location. Step inside to discover a bright open floorplan that flows effortlessly from room to room, creating an ideal space for both relaxing and entertaining. Ceiling fans throughout help keep the home comfortable year-round, while the well-equipped kitchen features a convenient pantry for extra storage. Upstairs, the spacious primary suite offers a relaxing retreat with a primary bathroom featuring a tub with shower combination and generous walk-in closet(s). Additional bedrooms provide flexibility for family, guests, or a home office.

Cost to own

Mortgage calculator

Home Price

$177,500

Down Payment: 20%

$35,500

Interest Rate: 6.58%

Loan Term

Monthly Payment

$905

Principal & Interest: $905

Property taxes (est.): $290

Insurance (est.): $118

Estimated Total Monthly

$1,313

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$905

Property taxesest. at asking price, Duval County$290

HOAbilled monthly$331

Estimated total, before insurance$1,526/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,054/yr · $255/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$171,000	$171,000	▼ $11,500
2024	$182,500	$158,389	—
2023	$182,500	$143,990	—
2022	$136,000	$130,900	—
2021	$119,000	$119,000	▼ $6,000
2020	$112,500	$112,500	—

2025 property taxes (current owner): $3,054/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.