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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Trailmark, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Jul 31, 2026·12 days on market·Recent sales in Reverie At Trailmark·Reverie At Trailmark

443 Rustic Mill Drive

St. Augustine, FL 32092

$539,000sold priceListed at $539,000 · 100% of asking$244/sqftMLS# 2144446
2
Beds
2
Baths
2,210
Sq Ft
2022
Built
3
Garage
No
Pool

37 more homes for sale in Reverie At Trailmark →Search Reverie At Trailmark on the map

HOA $23/mo13,068 sqft lotWaterfrontSingle Family Residence1 story

About this home

Reverie At Trailmark

Perfectly positioned on a premium lakefront lot in an established phase of Reverie at Trailmark, this impeccably upgraded Mayweather plan offers a rare opportunity to enjoy a home truly better than new construction - with luxury finishes, thoughtful design, and move-in-ready convenience already in place. From the gracious front porch and paver driveway to the breathtaking backyard oasis and summer kitchen, every detail of this home was carefully selected to elevate both everyday living and entertaining. Inside, you'll find elegant tray ceilings, 8-foot doors, plantation shutters, upgraded flooring, designer lighting, and a stunning open-concept layout centered around an oversized great room with surround sound and a dramatic 12-foot stacking slider leading to the screened lanai. The gourmet kitchen is a showpiece, featuring custom cabinetry, under-cabinet lighting, gas cooktop, expansive island, walk-in pantry, abundant windows, and a bright café dining space filled with natural light.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,986
Property taxesest. at asking price, St. Johns County$717
HOAbilled annually$23
Estimated total, before insurance$3,726/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,811/yr · $818/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$539,000
$107,800
Loan Term
Monthly Payment
$2,986
Principal & Interest: $2,986
Property taxes (est.): $717
Insurance (est.): $359
Estimated Total Monthly
$4,062
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $458,800 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$384,247$319,666—
2024$388,594$309,949—
2023$349,465$299,465—
2022$72,800$72,800—
2021$25,000$25,000—

2025 property taxes (current owner): $9,811/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 1, 2026Closed$539,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
408 Rustic Mill Drive, St. Augustine, FL 32092Listed by REAL BROKER LLCAug 2026$535,000$2213/3.52,4221470
120 Sundance Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$335,000$2122/21,58100.2
23 Winterfield Place, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$526,592$2382/2.52,216310.3
249 Brickstone Trace, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$499,000$2083/2.52,3953640.4
92 Patina Place, St. Augustine, FL 32092Listed by REALTY ONE GROUP ELEVATESep 2026$439,000$1874/32,345360.5
105 Bloomfield Way, St. Augustine, FL 32092Listed by REAL BROKER LLCOct 2026$474,900$2094/3.52,27040.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$539,000
Price / Sq Ft$244
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage2,210
Acres0.30 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes
Direction FacesWest

Community Information

Address443 Rustic Mill Drive, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionReverie At Trailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size13,068 sq ft
Parcel Number0290021710

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Shuffleboard Court, Spa/Hot Tub
Community FeaturesSidewalks, Suburban, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingNatural Gas
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionIrregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Full
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 16, 2026
Days on Market12
HOA Fees$280 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,811.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Trailmark

Reverie At Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Reverie At Trailmark homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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