This home is in Julington Creek, St. Johns.

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Active Under Contract

Active Under Contract·69 days on market·Julington Creek

833 Lotus Lane N

St. Johns, FL 32259

$614,900$259/sqftEst. $3,273/moMLS# 2143885

Beds

Baths

2,378

Sq Ft

2000

Built

Garage

Yes

Pool

About this home

Julington Creek

$10K PRICE IMPROVEMENT !!!! Stunning pool home located in the heart of St Johns County in sought after Julington Creek Plantation. This home is situated on an oversized Cul De Sac lot featuring 4 bedrooms 3 full baths and 2378 sqft of living space, located minutes to shopping , restaurants and all of Julington Creek Plantations amazing amenities ! As you enter the foyer you will notice the hard wood flooring throughout the living area , Foyer opens to the formal living room & to your right is the formal dining area. Family room & kitchen combination is great for entertaining , kitchen features stainless steel appliances, granite countertops , breakfast bar and tiled back splash . Light and bright family room features a wood burning fireplace with built-ins. There is also a flex space which can be used as an office or gym with french doors leading out to your tranquil backyard oasis featuring your private pool , tons of entertaining space and a covered cabana

Cost to own

Mortgage calculator

Home Price

$614,900

Down Payment: 20%

$122,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,106

Principal & Interest: $3,106

Est. Taxes & Insurance: $777

Estimated Total Monthly

$3,883

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,273

Property taxesest. at asking price, St. Johns County$818

HOAbilled annually$48

Estimated total, before insurance$4,139/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$491,673	$214,540	—
2024	$489,646	$207,786	—
2023	$486,138	$200,278	—
2022	$424,363	$189,678	—
2021	$320,764	$182,697	—
2020	$294,062	$179,484	—

2025 property taxes (current owner): $4,871/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 7, 2026Listed$614,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$614,900

Price / Sq Ft$259

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,378

Acres0.26 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryJulington Creek

MiddleFruit Cove

HighCreekside

Community Information

Address833 Lotus Lane N, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size11,325.6 sq ft

Parcel Number2490231090

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne