Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a home near Atlantic Coast High School.

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Active Under Contract

Active Under Contract·44 days on market·Wells Creek

11800 Flowering Peach Court

Jacksonville, FL 32256

$487,500$203/sqftEst. $2,486/moMLS# 2150472

Beds

Baths

2,399

Sq Ft

2019

Built

Garage

Pool

About this home

Wells Creek

4BR/3BA multi-gen home on wooded culdesac lot in Wells Creek! Incredible opportunity to own a unique multi-generational home on a wooded culdesac street in the popular Wells Creek community! This 4 bedroom (guest suite downstairs), 3 full bathroom gem features an open concept, large bedrooms, a secondary upstairs living space, & an oversized primary closet. The chef's kitchen opens to the main living space making it ideal for entertaining & includes a 4-burner gas range, stainless steel appliances, walk-in pantry, & ample storage. The extended screened lanai with paver patio overlooks a large fenced backyard with private wooded view. Energy-efficient solar panels & epoxy garage flooring complete the home. Wells Creek is centrally located with easy access to major highways and offers an array of amenities including a resort-style pool, dog park, playground & plenty of green space- all with NO CDD fee!

Cost to own

Mortgage calculator

Home Price

$487,500

Down Payment: 20%

$97,500

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,486

Principal & Interest: $2,486

Property taxes (est.): $796

Insurance (est.): $325

Estimated Total Monthly

$3,607

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,486

Property taxesest. at asking price, Duval County$796

HOAbilled quarterly$125

Estimated total, before insurance$3,407/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,215/yr · $601/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$426,580	$375,858	▲ $19,414
2024	$408,758	$397,989	—
2023	$409,134	$361,809	▲ $41,281
2022	$353,701	$328,918	—
2021	$299,017	$299,017	—
2020	$294,914	$294,914	—

2025 property taxes (current owner): $7,215/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 17, 2026Active Under Contract$487,500
Jun 19, 2026Listed$487,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$487,500

Price / Sq Ft$203

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,399

Acres0.11 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address11800 Flowering Peach Court, Jacksonville, FL 32256

Area028-Bayard

SubdivisionWells Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size4,791.6 sq ft

Parcel Number1680900455

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Park, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Freezer, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)