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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in EverRange, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 31, 2026·130 days on market·Recent sales in EverRange·EverRange

13041 Whispering Winds Drive

Jacksonville, FL 32256

$639,000sold priceListed at $639,000 · 100% of asking$304/sqftMLS# 2141491
3
Beds
2.5
Baths
2,105
Sq Ft
2026
Built
2
Garage
No
Pool

53 more homes for sale in EverRange →Search EverRange on the map

FEMA Zone AOHOA $79/moWaterfrontSingle Family Residence1 storyNew construction

About this home

EverRange

This Toll Brothers Sparrow showcases an elegant single-level floor plan, perfectly positioned on a desirable waterfront homesite offering serene views and everyday tranquility. A welcoming foyer opens to a bright, open-concept living space that seamlessly connects the kitchen, great room, and casual dining area--all designed to capture natural light and scenic surroundings. The well-appointed kitchen features a large center island with breakfast bar and a generous walk-in pantry. Enjoy effortless indoor-outdoor living with a covered lanai overlooking the water, ideal for relaxing or entertaining. The stunning primary suite offers a peaceful retreat with an expansive walk-in closet and a luxurious bath featuring dual vanities, a spacious shower, and private water closet. Two secondary bedrooms share a full bath, while a powder room adds convenience. A versatile flex room and a spacious two-car garage complete this exceptional home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,539
Property taxesest. at asking price, Duval County$1,043
HOAbilled annually$79
Estimated total, before insurance$4,662/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$639,000
$127,800
Loan Term
Monthly Payment
$3,539
Principal & Interest: $3,539
Property taxes (est.): $1,043
Insurance (est.): $426
Estimated Total Monthly
$5,009
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 1, 2026Closed$639,000
  • Jul 26, 2026Price change$639,000−$10,000
  • Jul 16, 2026Price change$649,000−$10,000
  • Apr 23, 2026Listed$659,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $289/sq ft; this home is listed at $304/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13863 Holsinger Boulevard, Jacksonville, FL 32256Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$505,000$1875/32,696390.3
12072 Mariposa Avenue, Jacksonville, FL 32256Listed by NON MLS (realMLS)Sep 2026$615,507$2894/32,1292930.3
13048 Whispering Winds Drive, Jacksonville, FL 32256Listed by RICK WOOD & ASSOCIATES INCAug 2026$686,132$3093/2.52,22000.3
12017 Heyler Street, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,000$1974/2.52,3851350.4
12030 Mariposa Avenue, Jacksonville, FL 32256Listed by PROVIDENCE REALTY, LLCSep 2026$699,000$2914/3.52,398340.4
13756 Harlowton Avenue, Jacksonville, FL 32256Listed by 1 REALTY CORPAug 2026$440,000$2153/2.52,04230.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$639,000
Price / Sq Ft$304
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,105
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

Community Information

Address13041 Whispering Winds Drive, Jacksonville, FL 32256
Area028-Bayard
SubdivisionEverrange
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1679011215

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Lower Level, Sink, Washer Hookup

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionComposition Siding
Road FrontagePrivate Road

Additional Information

Date ListedApril 23, 2026
Days on Market130
HOA Fees$948 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Sold by: JACKSONVILLE TBI REALTY, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About EverRange

EverRange is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all EverRange homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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