Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in EverRange, Jacksonville — a new construction home in Jacksonville.

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Active

Active·46 days on market·EverRange

12184 Endeavor Dr Drive

Jacksonville, FL 32256

$649,000$299/sqftEst. $3,337/moMLS# 2155035

Beds

Baths

2,172

Sq Ft

2026

Built

Garage

Pool

About this home

EverRange

Welcome to Regency at EverRange, Toll Brothers' premier gated 55+ community, where lawn care is included and a full-time Lifestyle Director curates a vibrant calendar of social events and activities. Residents enjoy a stunning private amenity center and a resort-style, low-maintenance lifestyle. The Blossom home design blends modern style with single-story convenience in a thoughtfully crafted layout. A grand foyer with tray ceilings leads to a gourmet kitchen featuring a large center island and walk-in pantry, flowing seamlessly into the casual dining area and spacious great room. A covered lanai extends your living space outdoors. The luxurious primary suite offers a spacious walk-in closet and spa-inspired bath, while two secondary bedrooms, a versatile flex room, dedicated laundry room, and convenient everyday entry complete this exceptional home.

Cost to own

Mortgage calculator

Home Price

$649,000

Down Payment: 20%

$129,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,337

Principal & Interest: $3,337

Property taxes (est.): $1,060

Insurance (est.): $433

Estimated Total Monthly

$4,829

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,337

Property taxesest. at asking price, Duval County$1,060

HOAbilled monthly$372

Estimated total, before insurance$4,768/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History