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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Salito, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Sep 4, 2026·282 days on market·Recent sales in San Salito·San Salito

43 Cody Street

St. Augustine, FL 32084

$354,000sold priceListed at $354,000 · 100% of asking$208/sqftMLS# 2115172
4
Beds
2
Baths
1,705
Sq Ft
2019
Built
2
Garage
No
Pool

8 more homes for sale in San Salito →Search San Salito on the map

FEMA Zone XHOA $68/moSingle Family Residence1 story

About this home

San Salito

Beautifully maintained 4-bedroom, 2-bath home! This home offers a split bedroom floor plan with spacious bedrooms and an open, modern design. The chef's kitchen is a true highlight—featuring stainless steel appliances, ample counter space, and a view of the large great room and separate dining area, perfect for entertaining or family gatherings. Enjoy peaceful views as the property backs up to a natural preserve, offering privacy and tranquility. Prime location! Just minutes from downtown St. Augustine, beautiful beaches, and convenient interstate access—you'll be close to everything! Additional perks include no CDD fees and access to a community pool and clubhouse. Move-in ready and ideally located—this home truly has it all!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,961
Property taxesest. at asking price, St. Johns County$471
HOAbilled quarterly$68
Estimated total, before insurance$2,500/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $376,500 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$318,162$318,162—
2024$324,641$324,641—
2023$310,058$310,058—
2022$280,160$214,383—
2021$194,894$194,894—
2020$196,379$145,879—

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 5, 2026Closed$354,000
  • Aug 11, 2026Pending$354,000
  • Jul 23, 2026Price change$354,000−$1,000
  • Apr 29, 2026Listed$355,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
72 Pickett Drive S, St. Augustine, FL 32084Listed by ALL REAL ESTATE OPTIONS INCOct 2026$393,500$1924/22,0461500.2
509 Cedar Arbor Court, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$390,000$1894/22,06480.6
75 Millet Way, St. Augustine, FL 32084Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$350,000$1894/21,8561630.7
948 Oak Arbor Circle, St. Augustine, FL 32084Listed by EXP REALTY, LLCSep 2026$335,000$2273/21,479540.8
168 Plaza Del Rio Drive, St. Augustine, FL 32084Listed by MCGUIRE REALTY GROUPAug 2026$460,000$2243/2.52,0582210.8
123 Frontera Drive, St. Augustine, FL 32084Listed by LIGHTHOUSE REALTY ASSOCIATESJul 2026$565,000$2564/32,206240.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$354,000
Price / Sq Ft$208
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,705
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address43 Cody Street, St. Augustine, FL 32084
Area307-World Golf Village Area-SE
SubdivisionSan Salito
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0733250570

Amenities

AmenitiesClubhouse
UtilitiesCable Available, Electricity Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedApril 29, 2026
Days on Market282
HOA Fees$205 / Quarterly
HOA FrequencyQuarterly
HOA NameSan Salito
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: SOVEREIGN REAL ESTATE GROUP

Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Salito

San Salito is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all San Salito homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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