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This home is in St. Augustine — a home near St. Augustine High School.

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Active

Active·Listed today

394 Hefferon Drive

St. Augustine, FL 32084

$475,000$207/sqftEst. $2,422/moMLS# 2157174

Beds

Baths

2,297

Sq Ft

2009

Built

Garage

Pool

About this home

St. Augustine

Welcome home! Less than 15 minutes from historic downtown St. Augustine and an easy drive to Vilano Beach, this home combines a convenient location with a large, fully fenced backyard, and the added benefit of an on-site well. The main level features an open layout with a versatile flex room that can be used as a home office, playroom, fitness space, or additional sitting area. The beautifully updated kitchen includes natural granite countertops, two-tone cabinetry, stainless steel appliances, and a built-in wine cooler. All four bedrooms are located upstairs, providing separation between the living and sleeping areas. The primary suite features a thoughtfully designed large frameless glass walk-in shower. The primary closet includes custom shelving. Three additional bedrooms and a full bath complete the second floor. Outside, the backyard provides privacy and plenty of space for outdoor living, gardening, recreation, or the possibility of adding a pool. Major updates include

Cost to own

Mortgage calculator

Home Price

$475,000

Down Payment: 20%

$95,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,422

Principal & Interest: $2,422

Property taxes (est.): $632

Insurance (est.): $317

Estimated Total Monthly

$3,371

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,422

Property taxesest. at asking price, St. Johns County$632

HOAbilled quarterly$96

Estimated total, before insurance$3,150/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,235/yr · $520/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,235/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Active$475,000
Jul 16, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000

Price / Sq Ft$207

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,297

Acres0.22 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryCrookshank

MiddleSebastian

HighSt. Augustine

Community Information

Address394 Hefferon Drive, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionHeritage Park

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size9,583.2 sq ft

Parcel Number1032030560

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic, Well

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesConvection Oven, Disposal, Dryer, Electric Oven, Electric Range, Refrigerator, Washer, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level

Exterior

Exterior FeaturesStorm Shutters

Patio / PorchCovered, Porch, Rear Porch

FencingFenced, Back Yard, Full, Vinyl

RoofShingle

ConstructionStucco

Additional Information

Date ListedJuly 30, 2026

Days on Market0

HOA Fees$289 / Quarterly

HOA FrequencyQuarterly

Tax Amount$6,234.84

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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