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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

$435,0003 bd · 2 ba · 2,113 sq ft

Active·182 days on market

550 Remington Forest Drive

St. Johns, FL 32259

$435,000$206/sqftEst. $2,372/mo mortgageMLS# 2143358
↓ $45,000 below original list
3
Beds
2
Baths
2,113
Sq Ft
1989
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA15,682 sqft lotSingle Family Residence1 story

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About this home

St. Johns

Welcome to this charming 3-bedroom, 2-bath home nestled in the quaint and peaceful neighborhood of Remington Forest, perfectly positioned on a serene preserve lot. A formal dining room sits just off the spacious kitchen, complete with granite countertops, stainless steel appliances with plenty of seating at the wrap around bar overlooking the breakfast nook. The inviting family room features tall ceilings and a stunning stone fireplace, with views of the expansive deck and sparkling pool. The primary suite offers a spa-like bath and walk-in closet. Enjoy close proximity to boutique shopping, dining, and top-rated schools in a truly delightful setting. Some photos maybe virtually staged.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,372
Property taxesest. at asking price, St. Johns County$579
Estimated total, before insurance$2,950/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,578/yr · $465/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,372
Principal & Interest: $2,372
Property taxes (est.): $579
Insurance (est.): $290
Estimated Total Monthly
$3,240
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,283 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 6:41 AM, sunset 5:39 PM.

  • A pool back here is the warmest in town and glitters in the evening.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$402,298$169,507—
2024$380,342$164,022—
2023$368,071$157,788—
2022$359,590$151,736—
2021$263,898$146,253—
2020$267,210$143,543—

2025 property taxes (current owner): $5,578/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 29, 2026Price change$435,000−$10,000
  • Oct 15, 2026Price change$445,000−$10,000
  • Sep 17, 2026Price change$455,000−$15,000
  • Aug 27, 2026Price change$470,000−$5,000
  • Jul 9, 2026Price change$475,000−$5,000
  • May 4, 2026Listed$480,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $312/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1030 Bernath Road, St. Johns, FL 32259Listed by REMAX WELCOME HOMEOct 2026$840,000$3833/22,1961340.8
786 Swiss Oaks Court, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$510,000$2464/22,077340.9
2683 Foxhunt Trail, St. Johns, FL 32259Listed by SAM FOLDS, INC., REALTORSSep 2026$575,000$3333/21,726190.9
709 Abby Mist Drive, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATEAug 2026$699,900$2664/32,63520.9
1161 Whispering Pines Road, St. Johns, FL 32259Listed by FLORIDA'S CHOICE REALTY LLCOct 2026$655,000$3123/32,097381.1
437 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$523,652$2095/32,5111511.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,113
Total Structure Area2,920 sq ft
Acres0.36 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesEast

School Information

Zoned elementaryHickory Creek Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryHickory Creek
Reported middleSwitzerland Point
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address550 Remington Forest Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionRemington Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size15,681.6 sq ft
Parcel Number0017150330
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Front Porch
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Composition Siding
Road SurfaceAsphalt

Additional Information

Date ListedMay 4, 2026
Days on Market182
Tax Amount$5,578
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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