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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns a home near Bartram Trail High School.

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Active

Active·91 days on market

550 Remington Forest Drive

St. Johns, FL 32259

$475,000$225/sqftEst. $2,422/moMLS# 2143358
3
Beds
2
Baths
2,113
Sq Ft
1989
Built
2
Garage
Yes
Pool

About this home

St. Johns

Welcome to this charming 3-bedroom, 2-bath home nestled in the quaint and peaceful neighborhood of Remington Forest, perfectly positioned on a serene preserve lot. A formal dining room sits just off the spacious kitchen, complete with granite countertops, stainless steel appliances with plenty of seating at the wrap around bar overlooking the breakfast nook. The inviting family room features tall ceilings and a stunning stone fireplace, with views of the expansive deck and sparkling pool. The primary suite offers a spa-like bath and walk-in closet. Enjoy close proximity to boutique shopping, dining, and top-rated schools in a truly delightful setting. Some photos maybe virtually staged.

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,422
Principal & Interest: $2,422
Property taxes (est.): $632
Insurance (est.): $317
Estimated Total Monthly
$3,371
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,422
Property taxesest. at asking price, St. Johns County$632
Estimated total, before insurance$3,054/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,578/yr · $465/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$402,298$169,507
2024$380,342$164,022
2023$368,071$157,788
2022$359,590$151,736
2021$263,898$146,253
2020$267,210$143,543

2025 property taxes (current owner): $5,578/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,283 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2026Price change$475,000$5,000
  • May 4, 2026Listed$480,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000
Price / Sq Ft$225
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,113
Total Structure Area2,920 sq ft
Acres0.36 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address550 Remington Forest Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionRemington Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size15,681.6 sq ft
Parcel Number0017150330
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Front Porch
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Composition Siding
Road SurfaceAsphalt

Additional Information

Date ListedMay 4, 2026
Days on Market77
Tax Amount$5,578
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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