This home is in Siena at Town Center, Ponte Vedra.
Active Under Contract·29 days on market·Siena at Town Center
164 Rialto Drive
Ponte Vedra, FL 32081
About this home
Siena at Town Center
BACK ON MARKET! THE BUYERS' FINANCING FELL THROUGH. Their loss is your gain! Think you have to choose between being in the heart of Nocatee and having a peaceful, private backyard? Think again! Welcome to 164 Rialto Drive, located right in Siena at Nocatee Town Center. It's just a short walk to shops, restaurants, & amazing amenities, yet it feels like your own quiet escape. This one-story 4 bed, 3 bath home has a layout that truly works for everyone. The backyard is the real showstopper & easily one of the most unique spots in Town Center! It's almost 1/4 acre and features a stunning koi pond, waterfalls, lush landscaping, + still plenty of room to play or gather around a firepit. The oversized covered & screened lanai feels like an extra living space and will quickly become your favorite spot. Perfect for morning coffee, evening wine, or hosting the best get togethers in the neighborhood.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $626,609 | $575,887 | — |
| 2024 | $611,351 | $561,351 | — |
| 2023 | $631,249 | $581,249 | — |
| 2022 | $541,977 | $420,632 | — |
| 2021 | $382,393 | $382,393 | — |
| 2020 | $385,511 | $385,511 | — |
Estimated taxes if purchased at asking price: ~$12,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,797 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 10, 2026Active Under Contract$795,000
- Jun 17, 2026Listed$795,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Siena at Town Center
Siena at Town Center is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Siena at Town Center homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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