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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silverleaf Village, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed May 27, 2026·3 days on market·Recent sales in Silverleaf Village·Silverleaf Village

694 Silver Pine Drive

St. Augustine, FL 32092

$495,000sold priceListed at $498,900 · 99.2% of asking$248/sqftMLS# 2142840
3
Beds
2
Baths
1,999
Sq Ft
2022
Built
2
Garage
No
Pool

6 more homes for sale in Silverleaf Village →Search Silverleaf Village on the map

HOA $100/mo7,841 sqft lotWaterfrontSingle Family Residence1 story

About this home

Silverleaf Village

Experience refined Florida living in the highly desirable, no-CDD community of SilverLeaf. This beautiful waterfront, single-story home by MasterCraft Builder Group offers the perfect blend of comfort, style, and effortless living--all just four years new! Step inside to a bright, open-concept floor plan designed for both relaxing and entertaining. The home features an enclosed study with sleek glass-paneled French doors, ideal for a home office or flex space. The heart of the home flows seamlessly to the outdoors, where at the touch of a button motorized blinds uncover sliding glass doors that lead to a covered lanai with motorized screen enclosures--perfect for enjoying tranquil water views year-round! The thoughtfully designed split-bedroom layout offers added privacy, with the spacious primary suite set apart from the secondary bedrooms. The primary includes a custom California Closet system, a bathroom with double vanity sinks, and a walk-in shower.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$659
HOAbilled annually$100
Estimated total, before insurance$3,500/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,096/yr · $341/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,730
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $538,500 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$424,475$267,302—
2024$467,123$259,061—
2023$398,925$250,059—
2022$100,800$82,500—
2021$75,000$75,000—
2020$26,500$26,500—

2025 property taxes (current owner): $4,096/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $250/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
290 Creekmore Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYSep 2026$396,000$2683/21,4761970.3
48 Fawn Field Lane, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$512,000$2464/22,0841340.3
232 Creekmore Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$429,000$2503/21,713760.4
23 Tanner Trail, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$397,000$2383/21,666230.4
733 Trellis Bay Drive, St. Augustine, FL 32092Listed by CLASSIC REALTYSep 2026$405,000$2453/21,653211
637 Watervale Drive, St. Augustine, FL 32092Listed by LPT REALTY LLCSep 2026$520,000$2364/32,2041511.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$498,900
Price / Sq Ft$250
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,999
Acres0.18 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address694 Silver Pine Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilverleaf Village
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,840.8 sq ft
Parcel Number0265720990

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchPorch
RoofShingle
ConstructionOther, Brick, Fiber Cement

Additional Information

Date ListedMay 1, 2026
Days on Market3
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameSILVERLEAF VILLAGE
Tax Amount$4,095.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Silverleaf Village

Silverleaf Village is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Silverleaf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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