This home is in Highpointe At Rivertown, St. Johns.

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Active Under Contract

Active Under Contract·76 days on market·Highpointe At Rivertown

381 Shinnecock Drive

St. Johns, FL 32259

$1,025,000$341/sqftEst. $5,455/moMLS# 2142648

Beds

Baths

3,008

Sq Ft

2022

Built

Garage

Yes

Pool

About this home

Highpointe At Rivertown

Set on a gorgeous preserve homesite in highly sought-after Highpointe at RiverTown, 381 Shinnecock Drive blends striking black-and-white design with a warm, inviting atmosphere. Built in 2022 by Mastercraft Homes, this beautifully crafted single-story residence with cage pool offers 3,008 square feet with 4 bedrooms, 3.5 baths, and a 3-car garage, showcasing thoughtful architectural details, designer lighting, and luxury vinyl plank flooring. From the moment you enter, the foyer makes a statement with a custom chevron black shiplap ceiling and orb chandelier, leading into a dramatic great room featuring a 60'' linear fireplace with a rustic cypress mantle, floating wood shelves, beamed ceiling, and stacking sliders that open seamlessly to the lanai. The kitchen is both sophisticated and functional with double-stacked white shaker cabinetry, matte black and bronze hardware, a textured white brick backsplash, quartz countertops, and Samsung appliances including a gas cooktop with pot

Cost to own

Mortgage calculator

Home Price

$1,025,000

Down Payment: 20%

$205,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,178

Principal & Interest: $5,178

Est. Taxes & Insurance: $1,294

Estimated Total Monthly

$6,472

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,455

Property taxesest. at asking price, St. Johns County$1,364

HOAbilled annually$5

Estimated total, before insurance$6,824/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $995,200 in November 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$795,982	$0	—
2024	$818,890	$0	—
2023	$824,064	$0	—
2022	$151,200	$151,200	—

Estimated taxes if purchased at asking price: ~$16,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Active Under Contract$1,025,000
Apr 30, 2026Listed$1,025,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,025,000

Price / Sq Ft$341

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,008

Acres0.21 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address381 Shinnecock Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionHighpointe At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,147.6 sq ft

Parcel Number0007220210

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesOther, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Spa FeaturesIn Ground