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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Highpointe At Rivertown, St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Aug 3, 2026·72 days on market·Recent sales in Highpointe At Rivertown·Highpointe At Rivertown

381 Shinnecock Drive

St. Johns, FL 32259

$1,010,000sold priceListed at $1,025,000 · 98.5% of asking$336/sqftMLS# 2142648
4
Beds
3.5
Baths
3,008
Sq Ft
2022
Built
3
Garage
Yes
Pool

4 more homes for sale in Highpointe At Rivertown →Search Highpointe At Rivertown on the map

FEMA Zone XHOA $5/mo9,148 sqft lotSingle Family Residence1 story

About this home

Highpointe At Rivertown

Set on a gorgeous preserve homesite in highly sought-after Highpointe at RiverTown, 381 Shinnecock Drive blends striking black-and-white design with a warm, inviting atmosphere. Built in 2022 by Mastercraft Homes, this beautifully crafted single-story residence with cage pool offers 3,008 square feet with 4 bedrooms, 3.5 baths, and a 3-car garage, showcasing thoughtful architectural details, designer lighting, and luxury vinyl plank flooring. From the moment you enter, the foyer makes a statement with a custom chevron black shiplap ceiling and orb chandelier, leading into a dramatic great room featuring a 60'' linear fireplace with a rustic cypress mantle, floating wood shelves, beamed ceiling, and stacking sliders that open seamlessly to the lanai. The kitchen is both sophisticated and functional with double-stacked white shaker cabinetry, matte black and bronze hardware, a textured white brick backsplash, quartz countertops, and Samsung appliances including a gas cooktop with pot

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,594
Property taxesest. at asking price, St. Johns County$1,344
HOAbilled annually$5
Estimated total, before insurance$6,943/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,010,000
$202,000
Loan Term
Monthly Payment
$5,594
Principal & Interest: $5,594
Property taxes (est.): $1,344
Insurance (est.): $673
Estimated Total Monthly
$7,612
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $995,200 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$795,982$0—
2024$818,890$0—
2023$824,064$0—
2022$151,200$151,200—

Estimated taxes if purchased at asking price: ~$16,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$1,025,000
  • Jul 11, 2026Active Under Contract$1,025,000
  • Apr 30, 2026Listed$1,025,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $341/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
460 Shinnecock Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$915,000$2814/33,258130.1
246 Twin Flower Place, Jacksonville, FL 32259Listed by REAL BROKER LLCSep 2026$554,500$2024/3.52,7443470.4
411 Footbridge Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$750,000$2335/43,217140.5
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$550,000$2393/2.52,30550.6
1120 Orange Branch Trail, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$509,900$2253/22,26810.6
32 Verdure Street, St. Johns, FL 32259Listed by REDFIN CORPORATIONJul 2026$450,000$1983/22,2681460.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,025,000
Price / Sq Ft$341
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,008
Acres0.21 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address381 Shinnecock Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionHighpointe At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size9,147.6 sq ft
Parcel Number0007220210

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)
Spa FeaturesIn Ground

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Screened
RoofShingle
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedApril 30, 2026
Days on Market72
HOA Fees$55 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Highpointe At Rivertown

Highpointe At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Highpointe At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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