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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jul 1, 2026·28 days on market·Recent sales in Mandarin

3087 Old Acosta Road

Jacksonville, FL 32223

$565,000sold priceListed at $565,000 · 100% of asking$266/sqftMLS# 2142559
3
Beds
3
Baths
2,121
Sq Ft
1953
Built
2
Garage
No
Pool
No HOA0.94 acresSingle Family Residence

About this home

Jacksonville

Tucked away on a spacious, fully fenced private lot in the heart of Mandarin. This well-maintained 3 bed, 3 bath, plus a bonus flex room, 2,100+ sq ft retreat blends seclusion and Mandarin convenience--near top-rated schools. This well-maintained gem offers move-in-ready appeal throughout, complete with a versatile flex room ideal for an office, guest suite, or playroom, plus a spacious laundry/utility room with unlimited storage. Unwind year-round with peaceful birdsong-filled mornings over coffee or quiet evenings on the screened porch or backyard deck. Includes an oversized 2-car garage, circular paver driveway (RV/boat-ready), and backyard shed. The yard comes with a well and automated irrigation. Minutes from the St. Johns River, nearby parks/trails, and San Jose Blvd shopping. No HOA or deed restrictions. Your Jacksonville sanctuary starts here.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,130
Property taxesest. at asking price, Duval County$923
Estimated total, before insurance$4,052/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,726/yr · $561/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$565,000
$113,000
Loan Term
Monthly Payment
$3,130
Principal & Interest: $3,130
Property taxes (est.): $923
Insurance (est.): $377
Estimated Total Monthly
$4,429
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,542 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $510,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$399,020$348,298—
2024$389,091$339,091▼ $183
2023$386,787$336,787▼ $2,639
2022$375,064$202,468▲ $57,793
2021$272,495$195,115—
2020$260,573$191,731▲ $24,425

2025 property taxes (current owner): $6,726/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $266/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$392,000$1824/32,157780.2
11549 Sedgemoore Drive S, Jacksonville, FL 32223Listed by HOME PLACE REALTYSep 2026$485,000$1785/42,719850.5
2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATESep 2026$430,000$1884/2.52,286160.6
3044 Marbon Estates Lane S, Jacksonville, FL 32223Listed by HOUWZER, INC.Sep 2026$340,000$2203/21,54340.8
2601 Michaelson Way, Jacksonville, FL 32223Listed by TRADITIONS REALTY LLCSep 2026$527,900$2344/22,258690.8
11945 Elizabeth Ann Court, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSSep 2026$451,700$2014/22,248790.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$266
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,121
Acres0.94 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address3087 Old Acosta Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionGarcias Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size40,946.4 sq ft
Parcel Number1588850020
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic, Well
ParkingCircular Driveway, Garage, Shared Driveway

Interior

AppliancesDishwasher, Electric Water Heater, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories0
LaundryIn Unit

Exterior

Lot DescriptionWooded
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 6, 2026
Days on Market28
Tax Amount$6,726.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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