This home is in Reflections, Ponte Vedra.

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Pending

Pending·80 days on market·Reflections

138 Dawes Avenue

Ponte Vedra, FL 32081

$900,513$311/sqftEst. $4,793/moMLS# 2142200

Beds

Baths

2,900

Sq Ft

2026

Built

2.5

Garage

Yes

Pool

About this home

Reflections

This Cleary is a 2,900 sqft. home with 4 bedrooms and 4 1/2 baths. The entry welcomes guests into the foyer . The gathering room and the dining room are open to the gourmet kitchen with views of the covered lanai. A large downstairs master suite has an elegant bath with a wet suite an freestanding tub and a HUGE walk in closet that extends under the stairs! Three secondary bedrooms and three full baths are located upstairs along with bonus and Media rooms. A large unconditioned walk-out storage area contains the mechanicals is conveniently located upstairs with plenty of storage for all your stuff. The expanded covered lanai is prewired and plumbed for an outdoor kitchen to extend the outdoor living area.

Cost to own

Mortgage calculator

Home Price

$900,513

Down Payment: 20%

$180,103

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,577

Principal & Interest: $4,577

Est. Taxes & Insurance: $1,144

Estimated Total Monthly

$5,721

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,793

Property taxesest. at asking price, St. Johns County$1,198

HOAbilled annually$70

Estimated total, before insurance$6,061/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$120,000	$120,000	—

2025 property taxes (current owner): $4,356/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$900,513

Price / Sq Ft$311

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage2,900

Total Structure Area3,975 sq ft

Acres0.22 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages2.5

Has PoolYes

Pool FeaturesIn Ground, Gas Heat

Is WaterfrontNo

New ConstructionYes

Direction FacesNortheast

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address138 Dawes Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size9,583.2 sq ft

Parcel Number0705034120

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street, On Street

ViewPool

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Multi Units, Zoned

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)