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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Lakes, Elkton — a golf course home in St. Johns County.

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Active·181 days on market·Cypress Lakes

5312 Cypress Links Boulevard

Elkton, FL 32033

$495,500$171/sqftEst. $2,723/mo mortgageMLS# 2142038
5
Beds
2.5
Baths
2,897
Sq Ft
2006
Built
2
Garage
No
Pool

8 more homes for sale in Cypress Lakes →Search Cypress Lakes on the map

FEMA Zone XHOA $37/moWaterfrontSingle Family Residence2 stories

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About this home

Cypress Lakes

Welcome to 5312 Cypress Links Blvd, a beautifully updated 5-bedroom, 2.5-bathroom home located in a desirable golf course community, offering scenic surroundings and a relaxed Florida lifestyle. With major upgrades already completed, this home is truly move-in ready. Stunning Views: Overlooks the 16th green of the golf course, which recently underwent a major $8 million renovation. Enjoy peace of mind with a new roof (2021) and AC systems (2019). The home features fresh interior and exterior paint in2026 for a bright modern feel, along with updated porcelain tile flooring (2024) that adds both style and durability throughout the main living areas. The bathrooms have been thoughtfully fully refreshed, including a renovated guest bathroom and half bath (2025) with updated finishes and fixtures.

Next steps in Cypress Lakes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,723
Property taxesest. at asking price, St. Johns County$659
HOAbilled annually$37
Estimated total, before insurance$3,419/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,500
$99,100
Loan Term
Monthly Payment
$2,723
Principal & Interest: $2,723
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,713
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Apr 26, 2026Listed$495,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5324 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$427,500$1943/22,20270
5469 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMar 2026$440,000$1785/32,47880.5
5078 Cypress Links Boulevard, Elkton, FL 32033Listed by 1 PERCENT LISTS FIRST COASTFeb 2026$460,000$1604/2.52,876790.5
5520 Cypress Links Boulevard, Elkton, FL 32033Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$435,000$2003/22,17710.6
4728 Innisbrook Court N, Elkton, FL 32033Listed by OCEAN REALTY & PROPERTY MANAGEMENT INCJun 2026$375,000$1793/22,09880.7
170 Patriot Lane, Elkton, FL 32033Listed by ENTERA REALTY LLCOct 2026$389,900$1884/22,070141.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,500
Price / Sq Ft$171
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,897
Total Structure Area3,676 sq ft
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address5312 Cypress Links Boulevard, Elkton, FL 32033
Area341-Flagler Estates/Hastings
SubdivisionCypress Lakes
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Parcel Number1373671430
ZoningPUD

Amenities

AmenitiesPool, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesWalk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater, Gas Cooktop, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories2
LevelsTwo

Exterior

Lot DescriptionOn Golf Course
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedApril 26, 2026
Days on Market182
HOA Fees$440 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY EXCHANGE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cypress Lakes

Cypress Lakes is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32033.

View all Cypress Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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