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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Lakes, Elkton.

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Sold

Sold·Closed Mar 5, 2026·8 days on market·Recent sales in Cypress Lakes·Cypress Lakes

5469 Cypress Links Boulevard

Elkton, FL 32033

$440,000sold priceListed at $440,000 · 100% of asking$178/sqftMLS# 2126032
5
Beds
3
Baths
2,478
Sq Ft
2009
Built
2
Garage
No
Pool

6 more homes for sale in Cypress Lakes →Search Cypress Lakes on the map

HOA $35/moSingle Family Residence2 stories

About this home

Cypress Lakes

Located in the golf course community of Cypress Lakes, this 5 bedroom, 3 bathroom home offers 2,478sqft of living space across two thoughtfully designed levels, perfect for everyday living or entertaining. The floor plan effortlessly accommodates growing households, multi-generational living, or dedicated home office and guest spaces. As you enter the front door you'll find the spacious living area that leads you to the eat-in kitchen area with plenty of counterspace and cabinetry for storage. There are two guest bedrooms separated by a full bathroom as well as multiple storage closets and laundry room leading to the 2 car garage. The second level features an additional living area perfect for a media room or quiet retreat, two additional guest bedrooms and bathroom, as well as the spacious master suite overlooking the backyard. The en-suite bathroom boasts a tub with separate shower, dual sinks in the vanity, and walk-in closet. In the Cypress Lakes community of Elkton, residents

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, St. Johns County$585
HOAbilled annually$35
Estimated total, before insurance$3,058/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $586
Insurance (est.): $293
Estimated Total Monthly
$3,316
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5472 Cypress Links Boulevard, Elkton, FL 32033Listed by FIV REALTY CO FLORIDA LLCJul 2026$330,000$1654/22,006350
5520 Cypress Links Boulevard, Elkton, FL 32033Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$435,000$2003/22,17710.2
5324 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$427,500$1943/22,20270.4
4728 Innisbrook Court N, Elkton, FL 32033Listed by OCEAN REALTY & PROPERTY MANAGEMENT INCJun 2026$375,000$1793/22,09880.4
5349 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEApr 2026$450,000$2444/21,848270.4
4632 Peele Street, Elkton, FL 32033Listed by RE/MAX SPECIALISTSAug 2026$399,900$2144/21,86880.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$440,000
Price / Sq Ft$178
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,478
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address5469 Cypress Links Boulevard, Elkton, FL 32033
Area341-Flagler Estates/Hastings
SubdivisionCypress Lakes
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Parcel Number1373690040

Amenities

AmenitiesPool, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingBack Yard, Full, Wrought Iron
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJanuary 20, 2026
Days on Market8
HOA Fees$425 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cypress Lakes

Cypress Lakes is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32033.

View all Cypress Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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