Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Lakes, Elkton — a golf course home in St. Johns County.

Photo 1 / 47
Sold

Sold·Closed Aug 17, 2026·7 days on market·Recent sales in Cypress Lakes·Cypress Lakes

5324 Cypress Links Boulevard

Elkton, FL 32033

$427,500sold priceListed at $439,900 · 97.2% of asking$194/sqftMLS# 2153256
3
Beds
2
Baths
2,202
Sq Ft
2006
Built
2
Garage
No
Pool

6 more homes for sale in Cypress Lakes →Search Cypress Lakes on the map

FEMA Zone XHOA $35/mo7,841 sqft lotSingle Family Residence1 story

About this home

Cypress Lakes

Wake up to peaceful golf course views from this beautifully updated single-story home in the sought-after Cypress Lakes community. Overlooking the 7th hole, this 3-bedroom, 2-bath home offers 2,202 SF of bright, open living with a split floor plan designed for both privacy and everyday comfort. The spacious primary suite is a true retreat, while the large kitchen impresses with quartz countertops, newer stainless-steel appliances, tile backsplash, and recessed lighting. Crown molding adds a refined touch throughout the main living areas, and brand-new luxury vinyl plank flooring and carpet run throughout the home. Step outside to a rear screened porch with an attached enclosed flex room -- perfect for a home office or hobby space -- all overlooking a spacious fenced backyard. Major updates bring real peace of mind: newer roof (2023), hurricane-rated windows (2021), new water heater, and water softener.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,368
Property taxesest. at asking price, St. Johns County$569
HOAbilled monthly$35
Estimated total, before insurance$2,972/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,797/yr · $400/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$427,500
$85,500
Loan Term
Monthly Payment
$2,368
Principal & Interest: $2,368
Property taxes (est.): $569
Insurance (est.): $285
Estimated Total Monthly
$3,222
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$356,336$337,413—
2024$331,464$306,739—
2023$334,299$278,854▼ $1,618
2022$322,349$253,504—
2021$232,363$230,458—
2020$209,507$209,507—

2025 property taxes (current owner): $4,797/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$439,900
  • Jul 9, 2026Active Under Contract$439,900
  • Jul 1, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5349 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEApr 2026$450,000$2444/21,848270.1
5472 Cypress Links Boulevard, Elkton, FL 32033Listed by FIV REALTY CO FLORIDA LLCJul 2026$330,000$1654/22,006350.4
4917 Cypress Links Boulevard, Elkton, FL 32033Listed by MARK SPAIN REAL ESTATEAug 2025$355,000$1923/21,846740.5
5520 Cypress Links Boulevard, Elkton, FL 32033Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$435,000$2003/22,17710.6
4728 Innisbrook Court N, Elkton, FL 32033Listed by OCEAN REALTY & PROPERTY MANAGEMENT INCJun 2026$375,000$1793/22,09880.7
4632 Peele Street, Elkton, FL 32033Listed by RE/MAX SPECIALISTSAug 2026$399,900$2144/21,86880.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,900
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,202
Total Structure Area2,952 sq ft
Acres0.18 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address5324 Cypress Links Boulevard, Elkton, FL 32033
Area341-Flagler Estates/Hastings
SubdivisionCypress Lakes
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Lot Size7,840.8 sq ft
Lot Dimensions60 X 130
Parcel Number1373671460
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Management - Off Site, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Stone Veneer, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 1, 2026
Days on Market7
HOA Fees$35 / Monthly
HOA FrequencyMonthly
Tax Amount$4,797.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cypress Lakes

Cypress Lakes is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32033.

View all Cypress Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines