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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Elkton a pool home in St. Johns County.

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Active

Active·6 days on market

5363 Cypress Links Boulevard

Elkton, FL 32033

$580,000$191/sqftEst. $2,997/moMLS# 2163364
5
Beds
3
Baths
3,029
Sq Ft
2012
Built
3
Garage
Yes
Pool

About this home

Elkton

Discover your Florida retreat in Cypress Lakes! This spacious 5-bedroom, 3-bath home offers more than 3,000 square feet of living space built around a fully screened tropical pool and hot tub. Lush landscaping frames the backyard and pool area. The covered patio is ideal for an outside living space with wall mounted TV. Built in fire pit for the winter nights. This is an amazing family home with plenty of space, 5 bedrooms and tropical pool! Inside, the kitchen and living room look out over the pool, with a separate dining room and cozy family room nearby. A first-floor guest suite with full bath adds flexibility, while upstairs you'll find a generous primary suite, three additional bedrooms, and another full bath. A large 3-car garage provide sample storage. Backed by a wooded preserve and close to St. Johns County Golf Course, the property feels private yet connected. The golf course runs throughout this neighborhood, but does not border this property.

Cost to own

Mortgage calculator

$580,000
$116,000
Loan Term
Monthly Payment
$2,997
Principal & Interest: $2,997
Property taxes (est.): $772
Insurance (est.): $387
Estimated Total Monthly
$4,156
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,997
Property taxesest. at asking price, St. Johns County$772
HOAbilled annually$37
Estimated total, before insurance$3,806/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,103/yr · $592/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,103/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 3, 2026Listed$580,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$580,000
Price / Sq Ft$191
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,029
Acres0.21 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo
Direction FacesWest

Community Information

Address5363 Cypress Links Boulevard, Elkton, FL 32033
Area342-St Johns CO-SR-207 South/West Of I-95
SubdivisionCypress Lakes
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Lot Size9,147.6 sq ft
Parcel Number1373690300

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Off Street
ViewPool, Protected Preserve

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingElectric
FlooringCarpet
# of Stories2
Spa FeaturesIn Ground

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionComposition Siding, Stucco

Additional Information

Date ListedSeptember 3, 2026
Days on Market0
HOA Fees$440 / Annually
HOA FrequencyAnnually
Tax Amount$7,102.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ST AUGUSTINE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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