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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Lakes, Elkton — a pool home in St. Johns County.

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Active

Active·51 days on market·Cypress Lakes

5363 Cypress Links Boulevard

Elkton, FL 32033

$575,000$190/sqftEst. $3,160/mo mortgageMLS# 2163364
↓ $5,000 below original list
5
Beds
3
Baths
3,029
Sq Ft
2012
Built
3
Garage
Yes
Pool

8 more homes for sale in Cypress Lakes →Search Cypress Lakes on the map

FEMA Zone XHOA $37/mo9,148 sqft lotSingle Family Residence2 stories

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About this home

Cypress Lakes

Discover your Florida retreat in Cypress Lakes! This spacious 5-bedroom, 3-bath home offers more than 3,000 square feet of living space built around a fully screened tropical pool and hot tub. Lush landscaping frames the backyard and pool area. The covered patio is ideal for an outside living space with wall mounted TV. Built in fire pit for the winter nights. This is an amazing family home with plenty of space, 5 bedrooms and tropical pool! Inside, the kitchen and living room look out over the pool, with a separate dining room and cozy family room nearby. A first-floor guest suite with full bath adds flexibility, while upstairs you'll find a generous primary suite, three additional bedrooms, and another full bath. A large 3-car garage provide sample storage. Backed by a wooded preserve and close to St. Johns County Golf Course, the property feels private yet connected. The golf course runs throughout this neighborhood, but does not border this property.

Next steps in Cypress Lakes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,160
Property taxesest. at asking price, St. Johns County$765
HOAbilled annually$37
Estimated total, before insurance$3,962/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,103/yr · $592/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$3,160
Principal & Interest: $3,160
Property taxes (est.): $765
Insurance (est.): $383
Estimated Total Monthly
$4,308
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:34 AM, sunset 6:45 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,103/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 17, 2026Price change$575,000−$5,000
  • Sep 3, 2026Listed$580,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5324 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$427,500$1943/22,20270.1
5469 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMar 2026$440,000$1785/32,47880.3
5520 Cypress Links Boulevard, Elkton, FL 32033Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$435,000$2003/22,17710.5
4956 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEDec 2025$385,000$1783/22,1591620.5
5078 Cypress Links Boulevard, Elkton, FL 32033Listed by 1 PERCENT LISTS FIRST COASTFeb 2026$460,000$1604/2.52,876790.6
104 Claremont Court, Elkton, FL 32033Listed by DJ & LINDSEY REAL ESTATEJun 2026$435,000$1724/2.52,530301.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$575,000
Price / Sq Ft$190
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,029
Acres0.21 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address5363 Cypress Links Boulevard, Elkton, FL 32033
Area342-St Johns CO-SR-207 South/West Of I-95
SubdivisionCypress Lakes
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Lot Size9,147.6 sq ft
Parcel Number1373690300

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Off Street
ViewPool, Protected Preserve

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingElectric
FlooringCarpet
# of Stories2
Spa FeaturesIn Ground

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionComposition Siding, Stucco

Additional Information

Date ListedSeptember 3, 2026
Days on Market14
HOA Fees$440 / Annually
HOA FrequencyAnnually
Tax Amount$7,102.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ST AUGUSTINE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cypress Lakes

Cypress Lakes is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32033.

View all Cypress Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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