This home is in Jacksonville — a pool home in Jacksonville.
Sold·Closed Jun 17, 2026·12 days on market·Recent sales in Mandarin
12155 Twain Oaks Lane
Jacksonville, FL 32223
About this home
Jacksonville
There's something about this Southern-style home that just feels right from the moment you arrive. Tucked at the end of a quiet cul-de-sac beneath mature trees, it welcomes you w/a classic front porch, perfect for slow mornings and easy evenings. Inside, character meets craftsmanship w/wood floors, wainscoting, Kate Spade Lighting and crown molding. The layout flows effortlessly w/a dining space and flex room up front for gathering, working, or unwinding. The living room is warm and inviting, anchored by a fireplace w/built-ins and a wet bar, ideal for Florida entertaining. Outside the backyard truly delivers w/ a pool, space, and privacy for relaxing or hosting w/out the work. The kitchen features granite countertops and new stainless steel appliances. 2023 Roof. Upstairs, the primary suite offers tray ceilings, a soaking tub, and dual vanities, along w/ three additional bedrooms. Located in the heart of Mandarin near top-rated schools, parks, and marinas, this home blends charm
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,560 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $540,000 in July 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $388,030 | $337,308 | — |
| 2024 | $397,150 | $347,150 | ▼ $693 |
| 2023 | $353,761 | $311,411 | ▲ $35,292 |
| 2022 | $306,209 | $283,101 | ▲ $8,639 |
| 2021 | $257,365 | $257,365 | — |
| 2020 | $237,521 | $237,521 | ▲ $6,713 |
2025 property taxes (current owner): $6,531/yr
Estimated taxes if purchased at asking price: ~$11,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $254/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12340 Macaw Drive, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $394,100 | $221 | 3/2 | 1,782 | 3 | 0.3 |
| 3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Oct 2026 | $392,000 | $182 | 4/3 | 2,157 | 78 | 0.7 |
| 2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $430,000 | $188 | 4/2.5 | 2,286 | 16 | 0.7 |
| 12253 Orange Grove Drive, Jacksonville, FL 32223Listed by BARBARA ANN BURKE, BROKER | Sep 2026 | $540,000 | $231 | 3/2 | 2,334 | 79 | 0.7 |
| 3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COAST | Sep 2026 | $507,000 | $229 | 4/3 | 2,210 | 8 | 0.8 |
| 12511 Westberry Hideaway Lane, Jacksonville, FL 32223Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $415,000 | $217 | 3/2 | 1,910 | 81 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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