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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jun 1, 2026·6 days on market·Recent sales in Mandarin

4591 Silverthorn Drive

Jacksonville, FL 32258

$540,000sold priceListed at $550,000 · 98.2% of asking$238/sqftMLS# 2141888
3
Beds
2.5
Baths
2,272
Sq Ft
2012
Built
2
Garage
Yes
Pool
HOA $71/mo10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Open House Sunday 5-26-26 from 1-3pm. New Pool Home Alert! Newer 3/3 plus a dedicated office. 8 foot doors throughout and no carpet. Perfect floorplan- split bedrooms framing a huge open family - dining room combo, overlooked by a chefs kitchen with gas cooktop, double ovens, Bosch dishwasher. Owner suite has private exit to the lanai and pool area and features an oversized custom closet. Owners bath features raised vanities, separate shower and soaking tub. Office overlooks the family room through French doors and has beautiful built in storage. Live like you are on vacation throughout the year with the gas heated spa and pool. Backyard is fully fenced with plenty of room and privacy. Great Mandarin location with quick access to both 295 & 95.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, Duval County$882
HOAbilled annually$71
Estimated total, before insurance$3,944/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$540,000
$108,000
Loan Term
Monthly Payment
$2,991
Principal & Interest: $2,991
Property taxes (est.): $882
Insurance (est.): $360
Estimated Total Monthly
$4,233
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$394,480$394,480—
2024$393,001$393,001▼ $1,224
2023$396,163$396,163—
2022$381,074$381,074—
2021$272,424$209,648—
2020$274,878$206,064▼ $13,628

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLCOct 2026$405,000$2223/21,828120.4
12160 Banyan Tree Drive, Jacksonville, FL 32258Listed by REAL ESTATE SOLUTIONSSep 2026$474,900$2174/32,188630.4
11828 Collins Creek Drive, Jacksonville, FL 32258Listed by DOORVINE REALTY LLCSep 2026$568,000$2104/32,703640.6
11567 Summer Haven Boulevard N, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLCSep 2026$515,000$1934/32,66650.7
4149 Bridgeville Place, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$535,000$2434/22,1991070.8
11442 Courtney Waters Lane, Jacksonville, FL 32258Listed by WATSON REALTY CORPSep 2026$430,000$2653/21,62520.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$242
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,272
Acres0.25 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Gas Heat
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address4591 Silverthorn Drive, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionSilverthorn
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size10,890 sq ft
Parcel Number1572537610
ZoningSingle Family

Amenities

AmenitiesPlayground
UtilitiesNatural Gas Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Gas Cooktop
HeatingCentral
CoolingElectric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup
Spa FeaturesIn Ground

Exterior

Lot DescriptionDead End Street
FencingBack Yard
ConstructionBrick, Stucco

Additional Information

Date ListedApril 24, 2026
Days on Market6
HOA Fees$850 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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