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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville.

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Sold

Sold·Closed Apr 30, 2026·179 days on market·Recent sales in Wells Creek·Wells Creek

12006 Elderbank Drive

Jacksonville, FL 32256

$405,000sold priceListed at $405,000 · 100% of asking$245/sqftMLS# 2111803
3
Beds
2
Baths
1,650
Sq Ft
2023
Built
2
Garage
No
Pool

29 more homes for sale in Wells Creek →Search Wells Creek on the map

HOA $75/mo5,227 sqft lotSingle Family Residence1 story

About this home

Wells Creek

Welcome to this beautifully maintained 3-bedroom, 2-bath home situated in the highly desirable Wells Creek community. Featuring a versatile flex space/office, this residence offers both comfort and functionality. The home includes a water softener and stunning plank ceramic tile flooring throughout all main living areas. The chef's kitchen is a true highlight, equipped with quartz countertops, stainless steel appliances—including a gas range—and 42-inch cabinets. The spacious kitchen island serves as a perfect gathering spot, with additional storage underneath. Just off the kitchen, the open and inviting family retreat area includes a versatile flex room for added convenience. The master bedroom comfortably fits a king-size bed and boasts two generous master closets. The en-suite bathroom features quartz countertops, an elongated toilet, a walk-in shower, and a double sink vanity, creating a luxurious retreat. Additional upgrades include a surround sound system, a 15.2 SEER Carrier

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,243
Property taxesest. at asking price, Duval County$661
HOAbilled quarterly$75
Estimated total, before insurance$2,980/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,413/yr · $534/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,243
Principal & Interest: $2,243
Property taxes (est.): $661
Insurance (est.): $270
Estimated Total Monthly
$3,175
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,413/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12018 Elderbank Drive, Jacksonville, FL 32256Listed by FULL HOUSE REALTYJun 2026$370,000$2683/21,382440
11993 Elderbank Drive, Jacksonville, FL 32256Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$430,000$2413/21,78440
13201 Holsinger Boulevard, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$397,500$2413/21,6501000.1
13157 Cameron Valley Court, Jacksonville, FL 32256Listed by ENDLESS SUMMER REALTYSep 2026$410,000$2303/21,784110.1
13162 Dunwick Road, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$484,999$2394/32,032250.1
12096 Elderbank Drive, Jacksonville, FL 32256Listed by ENDLESS SUMMER REALTYJun 2026$383,000$2773/21,38220.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$405,000
Price / Sq Ft$245
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,650
Acres0.12 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12006 Elderbank Drive, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size5,227.2 sq ft
Parcel Number1681244875

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Playground
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle

Additional Information

Date ListedOctober 3, 2025
Days on Market179
HOA Fees$224.68 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,412.88
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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